Institution Profile
Address: PO Box 4100, Mail Code #100 Rancho Cucamong, CA 91729-9998
(909) 379-6500
Website:
NCUA Profile:
Charter Date:
1/1/1949
Charter Type:
Federal
Branches:
23
Branches by Region
CA 21 NV 1 AZ 1
Financial Overview
Total Assets
$2.79B
Total Deposits
$2.30B
Total Loans
$1.42B
Members
227,398
Employees
529 485 Full-time / 44 Part-time
Allowance for Loan Losses
$21.97M
Performance Ratios
Net Worth Ratio
11.44%
Loan-to-Deposit Ratio
61.94%
Coverage Ratio
1.54% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +7.78% Total Deposits: +2.34% Total Loans: +1.27% since 2025 Q1
Member Growth
Member Growth
Members: +3.04% since 2025 Q1
Employee Growth
Employee Growth
Employees: +3.52% since 2025 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
24,374
Amount This Year (YTD)
$511.78M
Number of Loans per Quarter
Loans Granted: -7.78% since 2025 Q1
Loan Amount per Quarter
Amount Granted: -0.35% since 2025 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$586.01M 41.1%
New Vehicle
$281.82M 19.8%
HELOCs
$138.00M 9.7%
1st Mortgages
$129.19M 9.1%
Credit Card
$102.82M 7.2%
Other Unsecured
$97.82M 6.9%
CRE: Non-Owner-Occupied
$59.80M 4.2%
CRE: Multifamily
$20.59M 1.4%
Other Secured
$5.12M 0.4%
CRE: Owner-Occupied
$3.19M 0.2%
Commercial & Industrial
$443,489 0.0%
Student Loans
$32,451 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -100.00% since 2025 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -100.00% Guaranteed: -100.00% since 2025 Q1
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 227,398 | $2.79B | $2.30B | $1.42B | 529 |
| 2025 Q3 | 226,646 | $2.65B | $2.27B | $1.42B | 519 |
| 2025 Q2 | 222,545 | $2.58B | $2.24B | $1.42B | 513 |
| 2025 Q1 | 220,694 | $2.59B | $2.25B | $1.41B | 511 |
Interest Rates
Current average rates by loan type
New Vehicle
6.24%
Used Vehicle
5.49%
1st Mortgage (Fixed)
5.25%
HELOC
8.00%
Credit Card
13.74%
Other Unsecured
12.99%