| Credit Union Charter #4828

Steel Strong Community

Pennsylvania JSON

Institution Profile

Address: 1125 Swiss Way Elizabeth, PA 15037

(412) 469-0410

Website:

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NCUA Profile:

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Charter Date:

1/1/1942

Charter Type:

Federal

Branches:

2

Branches by Region
PA 2

Financial Overview

Total Assets
$31.99M
Total Deposits
$24.08M
Total Loans
$16.57M
Members
2,345
Employees
7 7 Full-time / 0 Part-time
Allowance for Loan Losses
$152,120

Performance Ratios

Net Worth Ratio
24.58%
Loan-to-Deposit Ratio
68.79%
Coverage Ratio
0.92% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +38.06% Total Deposits: +40.00% Total Loans: +19.70% since 2020 Q1

Member Growth

Member Growth

Members: +4.50% since 2020 Q1

Employee Growth

Employee Growth

Employees: +16.67% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
315
Amount This Year (YTD)
$6.65M

Number of Loans per Quarter

Loans Granted: +4.62% since 2020 Q1

Loan Amount per Quarter

Amount Granted: +30.20% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

New Vehicle
$4.76M 28.7%
Other Unsecured
$3.38M 20.4%
Used Vehicle
$3.17M 19.2%
HELOCs
$2.39M 14.4%
1st Mortgages
$1.48M 9.0%
Credit Card
$931,815 5.6%
Other Secured
$437,994 2.6%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 2,345 $31.99M $24.08M $16.57M 7
2025 Q3 2,327 $31.69M $23.96M $16.82M 7
2025 Q2 2,308 $32.48M $24.75M $16.42M 7
2025 Q1 2,312 $33.07M $25.40M $15.97M 7
2024 Q4 2,310 $32.39M $24.82M $16.21M 7
2024 Q3 2,306 $32.58M $24.87M $16.26M 7
2024 Q2 2,287 $33.20M $25.75M $15.58M 7
2024 Q1 2,269 $33.83M $26.51M $14.90M 6
2023 Q4 2,261 $32.79M $25.80M $15.25M 6
2023 Q3 2,274 $32.48M $25.48M $15.11M 6
2023 Q2 2,266 $32.69M $25.48M $15.20M 6
2023 Q1 2,278 $33.24M $26.30M $14.70M 6
2022 Q4 2,278 $32.08M $25.20M $14.28M 7
2022 Q3 2,273 $31.81M $24.96M $14.21M 7
2022 Q2 2,258 $31.41M $24.59M $13.31M 7
2022 Q1 2,257 $30.99M $24.32M $13.06M 7
2021 Q4 2,284 $29.90M $23.30M $13.29M 5
2021 Q3 2,293 $28.92M $22.42M $13.50M 7
2021 Q2 2,270 $28.17M $21.77M $13.31M 7
2021 Q1 2,275 $27.95M $21.86M $13.22M 6
2020 Q4 2,278 $25.79M $19.77M $13.46M 5
2020 Q3 2,270 $25.09M $19.17M $13.70M 6
2020 Q2 2,267 $24.65M $18.59M $13.67M 6
2020 Q1 2,244 $23.17M $17.20M $13.84M 6

Interest Rates

Current average rates by loan type

New Vehicle
6.00%
Used Vehicle
6.85%
1st Mortgage (Fixed)
5.95%
HELOC
6.20%
Credit Card
9.99%
Other Unsecured
7.00%