| Credit Union Charter #60062

Credit Union of America

Kansas JSON

Institution Profile

Address: PO Box 47528 Wichita, KS 67201-7528

(316) 265-3272

Website:

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NCUA Profile:

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Charter Date:

1/1/1935

Charter Type:

State

Branches:

16

Branches by Region
KS 16

Financial Overview

Total Assets
$1.75B
Total Deposits
$1.44B
Total Loans
$1.46B
Members
104,691
Employees
318 299 Full-time / 19 Part-time
Allowance for Loan Losses
$9.33M

Performance Ratios

Net Worth Ratio
12.76%
Loan-to-Deposit Ratio
101.20%
Coverage Ratio
0.64% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +71.91% Total Deposits: +74.96% Total Loans: +69.43% since 2020 Q1

Member Growth

Member Growth

Members: +29.95% since 2020 Q1

Employee Growth

Employee Growth

Employees: +27.20% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
24,884
Amount This Year (YTD)
$468.02M

Number of Loans per Quarter

Loans Granted: +76.94% since 2020 Q1

Loan Amount per Quarter

Amount Granted: +11.25% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

Used Vehicle
$642.92M 44.1%
1st Mortgages
$455.53M 31.2%
New Vehicle
$116.49M 8.0%
HELOCs
$89.59M 6.1%
Credit Card
$72.25M 5.0%
Other Unsecured
$37.40M 2.6%
CRE: Non-Owner-Occupied
$20.97M 1.4%
Other Secured
$15.08M 1.0%
CRE: Owner-Occupied
$7.19M 0.5%
Other Real Estate
$488,700 0.0%
Commercial & Industrial
$453,406 0.0%
Student Loans
$26,090 0.0%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 104,691 $1.75B $1.44B $1.46B 318
2025 Q3 104,094 $1.71B $1.40B $1.45B 318
2025 Q2 102,567 $1.71B $1.40B $1.40B 310
2025 Q1 101,972 $1.71B $1.40B $1.39B 304
2024 Q4 100,177 $1.64B $1.33B $1.36B 300
2024 Q3 99,347 $1.61B $1.29B $1.35B 306
2024 Q2 97,728 $1.55B $1.23B $1.31B 303
2024 Q1 96,247 $1.53B $1.22B $1.27B 299
2023 Q4 95,513 $1.52B $1.19B $1.27B 301
2023 Q3 94,998 $1.49B $1.18B $1.26B 304
2023 Q2 93,823 $1.46B $1.17B $1.24B 297
2023 Q1 92,209 $1.43B $1.16B $1.20B 289
2022 Q4 91,208 $1.41B $1.12B $1.18B 281
2022 Q3 90,103 $1.38B $1.11B $1.16B 276
2022 Q2 88,755 $1.34B $1.09B $1.12B 254
2022 Q1 87,749 $1.32B $1.10B $1.07B 257
2021 Q4 87,010 $1.28B $1.07B $1.05B 247
2021 Q3 86,318 $1.26B $1.04B $1.03B 250
2021 Q2 85,799 $1.24B $1.02B $997.89M 253
2021 Q1 84,808 $1.25B $1.03B $943.96M 254
2020 Q4 83,993 $1.16B $953.03M $946.79M 259
2020 Q3 83,354 $1.12B $912.85M $923.59M 253
2020 Q2 81,771 $1.09B $892.91M $888.11M 257
2020 Q1 80,560 $1.02B $823.69M $860.77M 250

Interest Rates

Current average rates by loan type

New Vehicle
3.99%
Used Vehicle
6.50%
1st Mortgage (Fixed)
7.75%
HELOC
7.75%
Credit Card
14.15%
Other Unsecured
14.99%