Institution Profile
Address: 7339 N 35th Ave Phoenix, AZ 85051
(602) 246-5120
Website:
NCUA Profile:
Charter Date:
1/1/1956
Charter Type:
State
Branches:
2
Branches by Region
AZ 2
Financial Overview
Total Assets
$33.21M
Total Deposits
$29.80M
Total Loans
$21.99M
Members
4,045
Employees
14 12 Full-time / 2 Part-time
Allowance for Loan Losses
$360,832
Performance Ratios
Net Worth Ratio
9.53%
Loan-to-Deposit Ratio
73.81%
Coverage Ratio
1.64% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +21.34% Total Deposits: +21.38% Total Loans: +16.44% since 2020 Q1
Member Growth
Member Growth
Members: -5.64% since 2020 Q1
Employee Growth
Employee Growth
Employees: -6.67% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
358
Amount This Year (YTD)
$7.92M
Number of Loans per Quarter
Loans Granted: -33.07% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -9.87% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$10.01M 45.5%
HELOCs
$4.63M 21.1%
New Vehicle
$3.49M 15.9%
1st Mortgages
$1.43M 6.5%
Other Secured
$855,384 3.9%
Other Unsecured
$849,490 3.9%
Credit Card
$731,828 3.3%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 4,045 | $33.21M | $29.80M | $21.99M | 14 |
| 2025 Q3 | 4,021 | $32.37M | $29.02M | $21.61M | 13 |
| 2025 Q2 | 4,018 | $33.57M | $30.14M | $21.87M | 12 |
| 2025 Q1 | 4,015 | $31.68M | $28.40M | $21.12M | 13 |
| 2024 Q4 | 4,044 | $31.19M | $28.03M | $21.13M | 13 |
| 2024 Q3 | 4,056 | $29.83M | $26.36M | $21.26M | 14 |
| 2024 Q2 | 3,655 | $30.48M | $27.00M | $20.51M | 13 |
| 2024 Q1 | 3,631 | $31.27M | $27.94M | $20.59M | 14 |
| 2023 Q4 | 3,614 | $31.01M | $27.60M | $21.19M | 15 |
| 2023 Q3 | 3,608 | $32.54M | $29.16M | $21.88M | 15 |
| 2023 Q2 | 3,578 | $34.16M | $31.03M | $21.58M | 15 |
| 2023 Q1 | 3,569 | $34.84M | $31.74M | $22.09M | 15 |
| 2022 Q4 | 3,588 | $35.15M | $32.10M | $21.84M | 14 |
| 2022 Q3 | 4,365 | $35.48M | $32.41M | $20.33M | 12 |
| 2022 Q2 | 4,341 | $35.58M | $32.29M | $19.93M | 14 |
| 2022 Q1 | 4,318 | $35.31M | $32.08M | $18.27M | 14 |
| 2021 Q4 | 4,283 | $33.76M | $30.58M | $17.64M | 13 |
| 2021 Q3 | 4,324 | $33.91M | $30.82M | $17.64M | 13 |
| 2021 Q2 | 4,318 | $34.86M | $31.68M | $17.80M | 14 |
| 2021 Q1 | 4,291 | $33.31M | $30.06M | $17.78M | 14 |
| 2020 Q4 | 4,307 | $29.72M | $26.74M | $18.59M | 14 |
| 2020 Q3 | 4,309 | $29.62M | $26.61M | $18.22M | 14 |
| 2020 Q2 | 4,306 | $28.09M | $25.29M | $18.64M | 13 |
| 2020 Q1 | 4,287 | $27.37M | $24.55M | $18.89M | 15 |
Interest Rates
Current average rates by loan type
New Vehicle
4.25%
Used Vehicle
6.00%
1st Mortgage (Fixed)
3.24%
HELOC
6.75%
Credit Card
11.99%
Other Unsecured
12.00%