Institution Profile
Address: 604 IVY GATEWAY CINCINNATI, OH 45245
(513) 753-2440
Website:
NCUA Profile:
Charter Date:
1/1/1960
Charter Type:
State
Branches:
10
Branches by Region
OH 9 AZ 1
Financial Overview
Total Assets
$721.99M
Total Deposits
$646.16M
Total Loans
$508.31M
Members
42,016
Employees
128 116 Full-time / 12 Part-time
Allowance for Loan Losses
$2.72M
Performance Ratios
Net Worth Ratio
9.51%
Loan-to-Deposit Ratio
78.67%
Coverage Ratio
0.53% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +77.38% Total Deposits: +76.16% Total Loans: +89.11% since 2020 Q1
Member Growth
Member Growth
Members: +37.93% since 2020 Q1
Employee Growth
Employee Growth
Employees: +80.28% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
4,227
Amount This Year (YTD)
$143.81M
Number of Loans per Quarter
Loans Granted: +70.34% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +146.27% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$181.56M 35.7%
Used Vehicle
$122.77M 24.2%
New Vehicle
$100.50M 19.8%
HELOCs
$45.69M 9.0%
CRE: Non-Owner-Occupied
$17.94M 3.5%
Other Secured
$15.75M 3.1%
Credit Card
$10.65M 2.1%
Other Unsecured
$7.11M 1.4%
CRE: Owner-Occupied
$3.86M 0.8%
CRE: Multifamily
$1.13M 0.2%
CRE: Construction
$814,406 0.2%
Commercial & Industrial
$269,760 0.1%
Commercial Unsecured
$180,097 0.0%
Other Real Estate
$76,933 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 42,016 | $721.99M | $646.16M | $508.31M | 128 |
| 2025 Q3 | 29,751 | $513.85M | $459.24M | $365.93M | 82 |
| 2025 Q2 | 32,342 | $523.59M | $469.26M | $361.33M | 80 |
| 2025 Q1 | 32,163 | $522.74M | $469.83M | $357.28M | 85 |
| 2024 Q4 | 31,674 | $507.27M | $454.41M | $356.45M | 82 |
| 2024 Q3 | 31,458 | $501.38M | $452.15M | $350.89M | 79 |
| 2024 Q2 | 31,099 | $503.00M | $454.16M | $353.77M | 84 |
| 2024 Q1 | 30,859 | $511.96M | $463.27M | $354.69M | 85 |
| 2023 Q4 | 31,315 | $504.57M | $455.24M | $357.26M | 85 |
| 2023 Q3 | 31,395 | $497.40M | $449.57M | $356.96M | 82 |
| 2023 Q2 | 31,436 | $499.31M | $451.69M | $349.71M | 83 |
| 2023 Q1 | 31,943 | $511.62M | $454.00M | $359.93M | 85 |
| 2022 Q4 | 32,206 | $514.84M | $448.95M | $359.32M | 86 |
| 2022 Q3 | 32,038 | $522.93M | $452.36M | $357.26M | 82 |
| 2022 Q2 | 33,158 | $517.63M | $447.80M | $347.08M | 84 |
| 2022 Q1 | 30,931 | $484.34M | $436.67M | $313.98M | 81 |
| 2021 Q4 | 31,634 | $476.71M | $429.56M | $316.79M | 85 |
| 2021 Q3 | 31,900 | $457.73M | $413.34M | $309.41M | 82 |
| 2021 Q2 | 32,929 | $453.87M | $410.12M | $305.26M | 81 |
| 2021 Q1 | 32,445 | $444.22M | $401.50M | $301.63M | 79 |
| 2020 Q4 | 31,655 | $430.84M | $388.41M | $283.29M | 70 |
| 2020 Q3 | 31,324 | $422.61M | $381.00M | $278.17M | 74 |
| 2020 Q2 | 30,619 | $425.27M | $384.22M | $266.25M | 72 |
| 2020 Q1 | 30,461 | $407.03M | $366.81M | $268.79M | 71 |
Interest Rates
Current average rates by loan type
New Vehicle
5.69%
Used Vehicle
6.44%
1st Mortgage (Fixed)
5.25%
HELOC
9.25%
Credit Card
11.75%
Other Unsecured
10.25%