Institution Profile
Address: PO Box 7850 Ann Arbor, MI 48107
(734) 662-8200
Website:
NCUA Profile:
Charter Date:
1/1/1954
Charter Type:
State
Branches:
17
Branches by Region
MI 15
Financial Overview
Total Assets
$1.41B
Total Deposits
$1.09B
Total Loans
$1.12B
Members
122,134
Employees
244 241 Full-time / 3 Part-time
Allowance for Loan Losses
$11.32M
Performance Ratios
Net Worth Ratio
10.88%
Loan-to-Deposit Ratio
102.65%
Coverage Ratio
1.01% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +39.82% Total Deposits: +29.30% Total Loans: +49.30% since 2020 Q1
Member Growth
Member Growth
Members: +20.79% since 2020 Q1
Employee Growth
Employee Growth
Employees: +37.85% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
13,649
Amount This Year (YTD)
$394.66M
Number of Loans per Quarter
Loans Granted: -48.61% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +52.71% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$453.91M 40.6%
Used Vehicle
$230.02M 20.6%
New Vehicle
$126.11M 11.3%
Credit Card
$115.67M 10.3%
HELOCs
$84.33M 7.5%
Other Unsecured
$59.78M 5.3%
Leases
$19.67M 1.8%
Other Secured
$15.53M 1.4%
CRE: Owner-Occupied
$5.26M 0.5%
Student Loans
$4.92M 0.4%
CRE: Multifamily
$3.16M 0.3%
CRE: Non-Owner-Occupied
$328,063 0.0%
Other Real Estate
$59,900 0.0%
Commercial Unsecured
$49,960 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 122,134 | $1.41B | $1.09B | $1.12B | 244 |
| 2025 Q3 | 121,675 | $1.38B | $1.06B | $1.13B | 237 |
| 2025 Q2 | 119,873 | $1.40B | $1.07B | $1.12B | 239 |
| 2025 Q1 | 120,394 | $1.38B | $1.07B | $1.04B | 226 |
| 2024 Q4 | 119,095 | $1.35B | $1.04B | $1.04B | 230 |
| 2024 Q3 | 118,034 | $1.33B | $1.02B | $1.05B | 232 |
| 2024 Q2 | 120,207 | $1.37B | $1.06B | $1.06B | 232 |
| 2024 Q1 | 118,969 | $1.37B | $1.07B | $1.06B | 227 |
| 2023 Q4 | 117,703 | $1.36B | $1.07B | $1.07B | 223 |
| 2023 Q3 | 116,481 | $1.35B | $1.07B | $1.06B | 213 |
| 2023 Q2 | 117,425 | $1.40B | $1.12B | $1.06B | 213 |
| 2023 Q1 | 117,425 | $1.39B | $1.15B | $1.07B | 201 |
| 2022 Q4 | 115,824 | $1.36B | $1.15B | $1.07B | 196 |
| 2022 Q3 | 114,863 | $1.38B | $1.16B | $1.06B | 192 |
| 2022 Q2 | 113,482 | $1.35B | $1.17B | $1.05B | 183 |
| 2022 Q1 | 113,482 | $1.36B | $1.17B | $988.98M | 178 |
| 2021 Q4 | 110,561 | $1.32B | $1.14B | $912.53M | 176 |
| 2021 Q3 | 108,306 | $1.29B | $1.10B | $881.42M | 171 |
| 2021 Q2 | 105,319 | $1.28B | $1.10B | $852.36M | 177 |
| 2021 Q1 | 106,634 | $1.26B | $1.08B | $837.07M | 179 |
| 2020 Q4 | 105,129 | $1.19B | $1.01B | $837.38M | 181 |
| 2020 Q3 | 103,219 | $1.13B | $960.92M | $815.73M | 178 |
| 2020 Q2 | 100,292 | $1.12B | $948.46M | $767.33M | 176 |
| 2020 Q1 | 101,113 | $1.01B | $842.91M | $749.34M | 177 |
Interest Rates
Current average rates by loan type
New Vehicle
5.49%
Used Vehicle
5.49%
1st Mortgage (Fixed)
5.38%
HELOC
7.00%
Credit Card
8.99%
Other Unsecured
9.75%