Institution Profile
Address: 1221 Morgan Blvd Harlingen, TX 78550-5154
(956) 423-5792
Website:
NCUA Profile:
Charter Date:
1/1/1954
Charter Type:
State
Branches:
5
Branches by Region
TX 5
Financial Overview
Total Assets
$175.05M
Total Deposits
$155.46M
Total Loans
$65.84M
Members
17,571
Employees
47 44 Full-time / 3 Part-time
Allowance for Loan Losses
$460,864
Performance Ratios
Net Worth Ratio
10.42%
Loan-to-Deposit Ratio
42.35%
Coverage Ratio
0.70% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +52.74% Total Deposits: +50.40% Total Loans: +16.80% since 2020 Q1
Member Growth
Member Growth
Members: +7.38% since 2020 Q1
Employee Growth
Employee Growth
Employees: -4.08% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
1,732
Amount This Year (YTD)
$18.83M
Number of Loans per Quarter
Loans Granted: -35.34% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -54.73% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$29.56M 44.9%
New Vehicle
$14.38M 21.8%
Credit Card
$7.30M 11.1%
1st Mortgages
$6.67M 10.1%
Other Unsecured
$4.46M 6.8%
Other Secured
$3.46M 5.3%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 17,571 | $175.05M | $155.46M | $65.84M | 47 |
| 2025 Q3 | 17,583 | $178.44M | $158.07M | $69.96M | 47 |
| 2025 Q2 | 17,514 | $171.94M | $153.32M | $67.71M | 47 |
| 2025 Q1 | 17,493 | $165.43M | $147.06M | $72.57M | 44 |
| 2024 Q4 | 17,490 | $155.69M | $137.50M | $77.53M | 47 |
| 2024 Q3 | 17,470 | $157.31M | $137.84M | $81.08M | 47 |
| 2024 Q2 | 17,401 | $155.97M | $137.89M | $77.80M | 49 |
| 2024 Q1 | 17,476 | $155.74M | $138.07M | $81.88M | 45 |
| 2023 Q4 | 17,528 | $150.06M | $132.49M | $85.53M | 45 |
| 2023 Q3 | 17,573 | $153.14M | $136.40M | $88.09M | 44 |
| 2023 Q2 | 17,511 | $155.18M | $138.50M | $86.23M | 46 |
| 2023 Q1 | 17,546 | $156.64M | $142.32M | $86.04M | 45 |
| 2022 Q4 | 17,510 | $155.72M | $140.37M | $89.31M | 44 |
| 2022 Q3 | 17,465 | $159.89M | $144.69M | $87.24M | 45 |
| 2022 Q2 | 17,303 | $158.29M | $143.10M | $80.67M | 45 |
| 2022 Q1 | 17,178 | $158.12M | $144.08M | $72.01M | 44 |
| 2021 Q4 | 17,041 | $152.34M | $138.79M | $68.98M | 46 |
| 2021 Q3 | 16,922 | $150.01M | $136.70M | $65.16M | 47 |
| 2021 Q2 | 16,780 | $149.60M | $135.54M | $61.12M | 44 |
| 2021 Q1 | 16,696 | $148.96M | $137.02M | $57.99M | 39 |
| 2020 Q4 | 16,539 | $132.63M | $121.12M | $55.75M | 43 |
| 2020 Q3 | 16,379 | $129.72M | $118.07M | $56.05M | 45 |
| 2020 Q2 | 16,296 | $126.85M | $115.34M | $56.48M | 46 |
| 2020 Q1 | 16,363 | $114.60M | $103.36M | $56.37M | 49 |
Interest Rates
Current average rates by loan type
New Vehicle
4.65%
Used Vehicle
5.33%
1st Mortgage (Fixed)
5.18%
Credit Card
6.89%
Other Unsecured
12.24%