Institution Profile
Address: 9446 RAYMOND AVE, LOWER LEVEL OAK LAWN, IL 60453
(708) 636-0470
Website:
NCUA Profile:
Charter Date:
1/1/1962
Charter Type:
State
Branches:
1
Branches by Region
IL 1
Financial Overview
Total Assets
$4.46M
Total Deposits
$3.82M
Total Loans
$2.47M
Members
830
Employees
3 0 Full-time / 3 Part-time
Allowance for Loan Losses
$8,488
Performance Ratios
Net Worth Ratio
14.28%
Loan-to-Deposit Ratio
64.59%
Coverage Ratio
0.34% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +0.26% Total Deposits: -2.10% Total Loans: +25.62% since 2020 Q1
Member Growth
Member Growth
Members: -2.92% since 2020 Q1
Employee Growth
Employee Growth
Employees: +50.00% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
85
Amount This Year (YTD)
$1.10M
Number of Loans per Quarter
Loans Granted: +29.41% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -4.10% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
New Vehicle
$942,652 38.2%
Used Vehicle
$836,945 33.9%
Other Unsecured
$686,499 27.8%
Other Secured
$3,986 0.2%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 830 | $4.46M | $3.82M | $2.47M | 3 |
| 2025 Q3 | 822 | $4.51M | $3.86M | $2.61M | 3 |
| 2025 Q2 | 825 | $4.45M | $3.81M | $2.72M | 3 |
| 2025 Q1 | 834 | $4.35M | $3.73M | $2.71M | 2 |
| 2024 Q4 | 826 | $4.34M | $3.73M | $2.74M | 3 |
| 2024 Q3 | 822 | $4.43M | $3.84M | $2.91M | 3 |
| 2024 Q2 | 821 | $4.48M | $3.89M | $3.02M | 2 |
| 2024 Q1 | 810 | $4.50M | $3.93M | $2.84M | 2 |
| 2023 Q4 | 803 | $4.47M | $3.90M | $2.79M | 2 |
| 2023 Q3 | 817 | $4.67M | $4.10M | $2.81M | 3 |
| 2023 Q2 | 865 | $4.73M | $4.17M | $2.82M | 2 |
| 2023 Q1 | 813 | $4.94M | $4.37M | $2.41M | 2 |
| 2022 Q4 | 801 | $5.11M | $4.54M | $2.18M | 2 |
| 2022 Q3 | 792 | $5.49M | $4.91M | $1.96M | 2 |
| 2022 Q2 | 794 | $5.45M | $4.86M | $1.77M | 2 |
| 2022 Q1 | 794 | $5.40M | $4.80M | $1.58M | 2 |
| 2021 Q4 | 780 | $5.28M | $4.69M | $1.50M | 2 |
| 2021 Q3 | 863 | $5.41M | $4.81M | $1.56M | 2 |
| 2021 Q2 | 823 | $5.18M | $4.60M | $1.69M | 2 |
| 2021 Q1 | 827 | $4.96M | $4.40M | $1.67M | 2 |
| 2020 Q4 | 829 | $4.85M | $4.28M | $1.76M | 2 |
| 2020 Q3 | 832 | $4.82M | $4.26M | $1.84M | 2 |
| 2020 Q2 | 842 | $4.70M | $4.14M | $1.94M | 2 |
| 2020 Q1 | 855 | $4.45M | $3.91M | $1.97M | 2 |
Interest Rates
Current average rates by loan type
New Vehicle
4.50%
Used Vehicle
5.12%
Other Unsecured
8.50%