Institution Profile
Address: PO Box 777 Marshalltown, IA 50158
(641) 752-1582
Website:
NCUA Profile:
Charter Date:
1/1/1964
Charter Type:
State
Branches:
7
Branches by Region
IA 7
Financial Overview
Total Assets
$296.99M
Total Deposits
$264.89M
Total Loans
$205.41M
Members
17,629
Employees
71 65 Full-time / 6 Part-time
Allowance for Loan Losses
$1.57M
Performance Ratios
Net Worth Ratio
9.77%
Loan-to-Deposit Ratio
77.54%
Coverage Ratio
0.76% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +60.36% Total Deposits: +61.30% Total Loans: +73.66% since 2020 Q1
Member Growth
Member Growth
Members: -1.11% since 2020 Q1
Employee Growth
Employee Growth
Employees: +29.09% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
2,885
Amount This Year (YTD)
$84.31M
Number of Loans per Quarter
Loans Granted: -111.50% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +142.88% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$82.26M 40.0%
Used Vehicle
$52.96M 25.8%
New Vehicle
$21.56M 10.5%
HELOCs
$17.10M 8.3%
Other Secured
$13.10M 6.4%
Other Unsecured
$7.59M 3.7%
CRE: Non-Owner-Occupied
$2.61M 1.3%
Credit Card
$2.33M 1.1%
CRE: Multifamily
$2.28M 1.1%
CRE: Construction
$1.81M 0.9%
Commercial & Industrial
$1.05M 0.5%
CRE: Owner-Occupied
$534,940 0.3%
CRE: Farmland
$144,226 0.1%
Commercial Unsecured
$75,982 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 17,629 | $296.99M | $264.89M | $205.41M | 71 |
| 2025 Q3 | 17,749 | $292.49M | $262.37M | $199.86M | 71 |
| 2025 Q2 | 17,664 | $290.97M | $260.40M | $188.02M | 70 |
| 2025 Q1 | 17,653 | $291.71M | $261.98M | $180.61M | 70 |
| 2024 Q4 | 17,545 | $271.10M | $243.01M | $174.55M | 66 |
| 2024 Q3 | 17,491 | $258.87M | $229.64M | $169.90M | 65 |
| 2024 Q2 | 17,359 | $264.81M | $237.93M | $167.47M | 70 |
| 2024 Q1 | 17,337 | $263.36M | $236.82M | $166.43M | 66 |
| 2023 Q4 | 17,265 | $260.87M | $228.50M | $169.03M | 72 |
| 2023 Q3 | 17,141 | $242.97M | $212.02M | $161.03M | 64 |
| 2023 Q2 | 17,017 | $245.17M | $219.38M | $151.36M | 62 |
| 2023 Q1 | 16,899 | $241.50M | $216.84M | $145.59M | 59 |
| 2022 Q4 | 16,903 | $237.02M | $213.61M | $143.72M | 60 |
| 2022 Q3 | 17,774 | $237.53M | $214.91M | $144.55M | 57 |
| 2022 Q2 | 17,726 | $240.18M | $217.62M | $142.04M | 57 |
| 2022 Q1 | 17,735 | $242.06M | $218.86M | $138.68M | 58 |
| 2021 Q4 | 17,760 | $239.86M | $216.43M | $137.99M | 56 |
| 2021 Q3 | 17,676 | $237.19M | $213.98M | $138.00M | 52 |
| 2021 Q2 | 17,706 | $237.98M | $215.27M | $135.47M | 54 |
| 2021 Q1 | 17,935 | $240.15M | $217.24M | $129.13M | 52 |
| 2020 Q4 | 17,888 | $227.10M | $204.89M | $127.27M | 52 |
| 2020 Q3 | 17,862 | $210.79M | $188.88M | $118.68M | 46 |
| 2020 Q2 | 17,799 | $199.16M | $177.56M | $117.61M | 51 |
| 2020 Q1 | 17,826 | $185.21M | $164.22M | $118.28M | 55 |
Interest Rates
Current average rates by loan type
New Vehicle
6.17%
Used Vehicle
8.06%
1st Mortgage (Fixed)
4.28%
HELOC
7.95%
Credit Card
9.51%
Other Unsecured
13.51%