Institution Profile
Address: PO Box 86 Augusta, KS 67010
(316) 775-5747
Website:
NCUA Profile:
Charter Date:
8/12/1935
Charter Type:
State
Branches:
3
Branches by Region
KS 3
Financial Overview
Total Assets
$186.35M
Total Deposits
$158.82M
Total Loans
$103.59M
Members
16,204
Employees
51 41 Full-time / 10 Part-time
Allowance for Loan Losses
$953,472
Performance Ratios
Net Worth Ratio
14.15%
Loan-to-Deposit Ratio
65.23%
Coverage Ratio
0.92% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +63.87% Total Deposits: +63.74% Total Loans: +35.09% since 2020 Q1
Member Growth
Member Growth
Members: +8.20% since 2020 Q1
Employee Growth
Employee Growth
Employees: +2.00% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
2,937
Amount This Year (YTD)
$40.97M
Number of Loans per Quarter
Loans Granted: +14.29% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +71.86% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$53.91M 52.0%
1st Mortgages
$15.32M 14.8%
HELOCs
$11.95M 11.5%
Other Secured
$10.33M 10.0%
New Vehicle
$5.67M 5.5%
Other Unsecured
$5.08M 4.9%
Credit Card
$1.33M 1.3%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 16,204 | $186.35M | $158.82M | $103.59M | 51 |
| 2025 Q3 | 16,126 | $186.85M | $159.01M | $101.95M | 50 |
| 2025 Q2 | 15,944 | $181.65M | $154.35M | $101.42M | 51 |
| 2025 Q1 | 15,942 | $178.20M | $151.77M | $99.67M | 48 |
| 2024 Q4 | 15,902 | $163.15M | $138.62M | $99.14M | 46 |
| 2024 Q3 | 15,793 | $152.29M | $127.55M | $99.33M | 48 |
| 2024 Q2 | 15,683 | $149.43M | $125.49M | $98.63M | 47 |
| 2024 Q1 | 15,581 | $149.50M | $126.58M | $96.75M | 49 |
| 2023 Q4 | 15,536 | $143.08M | $121.01M | $96.75M | 48 |
| 2023 Q3 | 15,445 | $145.45M | $123.50M | $96.22M | 48 |
| 2023 Q2 | 15,346 | $149.58M | $127.71M | $95.40M | 46 |
| 2023 Q1 | 15,228 | $153.01M | $131.77M | $92.27M | 48 |
| 2022 Q4 | 15,120 | $147.81M | $127.44M | $89.21M | 47 |
| 2022 Q3 | 15,146 | $148.87M | $128.39M | $85.96M | 47 |
| 2022 Q2 | 15,096 | $148.09M | $128.07M | $82.32M | 44 |
| 2022 Q1 | 15,317 | $146.22M | $126.54M | $80.89M | 46 |
| 2021 Q4 | 15,509 | $141.20M | $122.22M | $79.55M | 45 |
| 2021 Q3 | 15,462 | $139.19M | $119.68M | $79.48M | 44 |
| 2021 Q2 | 15,491 | $138.28M | $119.68M | $78.60M | 46 |
| 2021 Q1 | 15,307 | $138.57M | $120.13M | $77.69M | 46 |
| 2020 Q4 | 15,221 | $126.11M | $108.58M | $78.77M | 47 |
| 2020 Q3 | 15,160 | $123.46M | $105.71M | $79.43M | 45 |
| 2020 Q2 | 15,077 | $122.11M | $104.80M | $77.79M | 48 |
| 2020 Q1 | 14,976 | $113.72M | $96.99M | $76.68M | 50 |
Interest Rates
Current average rates by loan type
New Vehicle
6.18%
Used Vehicle
6.78%
1st Mortgage (Fixed)
5.47%
HELOC
7.36%
Credit Card
9.45%
Other Unsecured
11.25%