Institution Profile
Address: PO Box 1107 Bettendorf, IA 52722
(563) 355-0152
Website:
NCUA Profile:
Charter Date:
1/1/1950
Charter Type:
State
Branches:
9
Branches by Region
IA 8 IL 1
Financial Overview
Total Assets
$575.18M
Total Deposits
$489.30M
Total Loans
$415.31M
Members
43,245
Employees
182 177 Full-time / 5 Part-time
Allowance for Loan Losses
$6.67M
Performance Ratios
Net Worth Ratio
10.25%
Loan-to-Deposit Ratio
84.88%
Coverage Ratio
1.61% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +30.60% Total Deposits: +32.58% Total Loans: +35.93% since 2020 Q1
Member Growth
Member Growth
Members: +8.77% since 2020 Q1
Employee Growth
Employee Growth
Employees: +15.92% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
9,806
Amount This Year (YTD)
$136.34M
Number of Loans per Quarter
Loans Granted: +91.77% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -4.69% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$185.36M 44.6%
Used Vehicle
$73.94M 17.8%
HELOCs
$41.82M 10.1%
CRE: Multifamily
$22.68M 5.5%
New Vehicle
$17.57M 4.2%
Credit Card
$16.60M 4.0%
Other Unsecured
$13.87M 3.3%
CRE: Non-Owner-Occupied
$12.92M 3.1%
Other Secured
$11.70M 2.8%
CRE: Owner-Occupied
$11.43M 2.8%
Commercial & Industrial
$4.29M 1.0%
CRE: Construction
$1.80M 0.4%
Other Real Estate
$834,751 0.2%
Commercial Unsecured
$242,615 0.1%
Student Loans
$166,371 0.0%
CRE: Farmland
$78,335 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -100.00% Guaranteed: -100.00% since 2020 Q1
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 43,245 | $575.18M | $489.30M | $415.31M | 182 |
| 2025 Q3 | 43,245 | $566.50M | $485.65M | $416.88M | 178 |
| 2025 Q2 | 43,057 | $571.15M | $492.84M | $409.85M | 180 |
| 2025 Q1 | 42,798 | $568.41M | $490.39M | $399.63M | 181 |
| 2024 Q4 | 42,730 | $543.91M | $466.71M | $398.17M | 176 |
| 2024 Q3 | 43,033 | $538.86M | $454.48M | $390.36M | 180 |
| 2024 Q2 | 43,093 | $549.33M | $464.74M | $388.82M | 175 |
| 2024 Q1 | 43,033 | $544.41M | $461.21M | $392.53M | 171 |
| 2023 Q4 | 42,903 | $534.11M | $449.98M | $400.37M | 167 |
| 2023 Q3 | 42,832 | $529.76M | $451.91M | $397.94M | 156 |
| 2023 Q2 | 42,616 | $531.84M | $462.03M | $391.97M | 159 |
| 2023 Q1 | 42,497 | $534.71M | $466.32M | $384.88M | 158 |
| 2022 Q4 | 42,290 | $527.52M | $457.78M | $377.76M | 159 |
| 2022 Q3 | 42,163 | $528.82M | $460.81M | $354.63M | 157 |
| 2022 Q2 | 41,850 | $530.20M | $461.98M | $336.55M | 160 |
| 2022 Q1 | 41,601 | $542.99M | $475.31M | $316.63M | 155 |
| 2021 Q4 | 41,340 | $534.05M | $461.40M | $309.58M | 163 |
| 2021 Q3 | 41,217 | $528.32M | $457.96M | $302.35M | 159 |
| 2021 Q2 | 41,374 | $533.76M | $462.87M | $299.02M | 152 |
| 2021 Q1 | 40,918 | $536.44M | $466.95M | $293.61M | 156 |
| 2020 Q4 | 40,553 | $495.38M | $427.22M | $304.50M | 156 |
| 2020 Q3 | 40,390 | $482.06M | $409.14M | $307.24M | 157 |
| 2020 Q2 | 39,987 | $479.23M | $404.49M | $305.51M | 155 |
| 2020 Q1 | 39,757 | $440.43M | $369.06M | $305.52M | 157 |
Interest Rates
Current average rates by loan type
New Vehicle
5.59%
Used Vehicle
7.78%
1st Mortgage (Fixed)
4.90%
HELOC
7.12%
Credit Card
8.83%
Other Unsecured
15.79%