Institution Profile
Address: 3927 N UNIVERSITY STREET PEORIA, IL 61614
(309) 672-5230
Website:
NCUA Profile:
Charter Date:
12/13/1935
Charter Type:
State
Branches:
4
Branches by Region
IL 5
Financial Overview
Total Assets
$201.72M
Total Deposits
$176.27M
Total Loans
$112.05M
Members
12,358
Employees
29 26 Full-time / 3 Part-time
Allowance for Loan Losses
$1.05M
Performance Ratios
Net Worth Ratio
12.81%
Loan-to-Deposit Ratio
63.57%
Coverage Ratio
0.94% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +53.71% Total Deposits: +58.47% Total Loans: +56.83% since 2020 Q1
Member Growth
Member Growth
Members: +10.72% since 2020 Q1
Employee Growth
Employee Growth
Employees: +3.57% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
41,432
Amount This Year (YTD)
$47.15M
Number of Loans per Quarter
Loans Granted: +1600.50% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +31.16% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$46.45M 41.5%
New Vehicle
$25.55M 22.8%
Other Unsecured
$10.32M 9.2%
HELOCs
$9.64M 8.6%
1st Mortgages
$7.17M 6.4%
Other Secured
$6.02M 5.4%
Credit Card
$4.51M 4.0%
Commercial & Industrial
$2.36M 2.1%
Student Loans
$30,404 0.0%
Unaccounted
$1 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 12,358 | $201.72M | $176.27M | $112.05M | 29 |
| 2025 Q3 | 12,486 | $198.78M | $173.51M | $112.25M | 29 |
| 2025 Q2 | 12,556 | $202.03M | $177.14M | $110.90M | 28 |
| 2025 Q1 | 12,489 | $204.30M | $179.70M | $109.03M | 29 |
| 2024 Q4 | 12,492 | $195.28M | $170.90M | $108.77M | 30 |
| 2024 Q3 | 11,505 | $165.07M | $143.75M | $100.37M | 26 |
| 2024 Q2 | 11,600 | $166.88M | $145.27M | $101.15M | 26 |
| 2024 Q1 | 11,549 | $170.33M | $149.01M | $100.93M | 25 |
| 2023 Q4 | 11,562 | $172.55M | $151.96M | $102.76M | 26 |
| 2023 Q3 | 11,578 | $171.51M | $150.78M | $101.53M | 27 |
| 2023 Q2 | 11,638 | $176.36M | $156.08M | $100.50M | 27 |
| 2023 Q1 | 11,575 | $176.31M | $155.77M | $99.30M | 27 |
| 2022 Q4 | 11,587 | $175.55M | $151.69M | $97.17M | 29 |
| 2022 Q3 | 11,616 | $172.16M | $151.23M | $92.20M | 28 |
| 2022 Q2 | 11,676 | $172.30M | $148.74M | $89.10M | 30 |
| 2022 Q1 | 11,667 | $172.44M | $151.47M | $81.98M | 29 |
| 2021 Q4 | 11,697 | $168.60M | $147.31M | $81.32M | 28 |
| 2021 Q3 | 11,739 | $163.43M | $142.10M | $79.75M | 27 |
| 2021 Q2 | 11,939 | $162.72M | $141.33M | $75.49M | 28 |
| 2021 Q1 | 11,986 | $164.72M | $143.60M | $73.47M | 30 |
| 2020 Q4 | 12,139 | $153.13M | $132.73M | $74.15M | 30 |
| 2020 Q3 | 12,140 | $149.50M | $128.38M | $73.60M | 30 |
| 2020 Q2 | 11,207 | $137.84M | $117.80M | $69.53M | 27 |
| 2020 Q1 | 11,161 | $131.23M | $111.24M | $71.45M | 28 |
Interest Rates
Current average rates by loan type
New Vehicle
4.52%
Used Vehicle
5.74%
1st Mortgage (Fixed)
6.00%
HELOC
6.00%
Credit Card
9.90%
Other Unsecured
9.42%