Institution Profile
Address: PO Box 12903 Salem, OR 97309
(503) 364-7999
Website:
NCUA Profile:
Charter Date:
2/5/1957
Charter Type:
State
Branches:
1
Branches by Region
OR 1
Financial Overview
Total Assets
$118.60M
Total Deposits
$103.11M
Total Loans
$77.91M
Members
6,114
Employees
17 17 Full-time / 0 Part-time
Allowance for Loan Losses
$1.31M
Performance Ratios
Net Worth Ratio
12.79%
Loan-to-Deposit Ratio
75.56%
Coverage Ratio
1.69% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Projected Assets
Scenario projections from 1Y, 2Y, and 3Y CAGR lookbacks over the next 12 quarters
Projected Assets
Scenario projections from 1Y, 2Y, and 3Y CAGR lookbacks over the next 12 quarters
Projected Assets (12 Quarters)
1Y CAGR Scenario: +7.37% 2Y CAGR Scenario: +2.68% 3Y CAGR Scenario: +3.80%
Member Growth
Member Growth
Employee Growth
Employee Growth
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
427
Amount This Year (YTD)
$9.67M
Number of Loans per Quarter
Loan Amount per Quarter
Loan Portfolio Breakdown
Current outstanding balances by loan type
HELOCs
$19.09M 24.5%
Used Vehicle
$16.59M 21.3%
1st Mortgages
$14.50M 18.6%
Other Secured
$6.66M 8.5%
Other Unsecured
$5.00M 6.4%
CRE: Owner-Occupied
$3.98M 5.1%
Commercial & Industrial
$3.96M 5.1%
New Vehicle
$3.68M 4.7%
Credit Card
$2.16M 2.8%
CRE: Multifamily
$1.51M 1.9%
Commercial Unsecured
$451,622 0.6%
CRE: Non-Owner-Occupied
$339,979 0.4%
Portfolio Distribution
Net Income Trend
Net Income Trend
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2026 Q2 | 6,114 | $118.60M | $103.11M | $77.91M | 17 |
| 2026 Q1 | 6,114 | $116.95M | $101.39M | $76.09M | 18 |
| 2025 Q4 | 6,107 | $111.71M | $97.20M | $79.11M | 19 |
| 2025 Q3 | 6,094 | $111.50M | $95.87M | $81.06M | 19 |
| 2025 Q2 | 6,088 | $110.46M | $95.95M | $83.32M | 19 |
| 2025 Q1 | 6,093 | $115.71M | $101.08M | $83.31M | 19 |
| 2024 Q4 | 6,108 | $116.20M | $100.02M | $85.08M | 19 |
| 2024 Q3 | 6,153 | $116.91M | $100.19M | $84.68M | 18 |
| 2024 Q2 | 6,072 | $112.49M | $97.30M | $85.83M | 19 |
| 2024 Q1 | 6,021 | $112.97M | $96.17M | $86.47M | 18 |
| 2023 Q4 | 6,016 | $109.48M | $92.54M | $86.76M | 18 |
| 2023 Q3 | 6,097 | $109.47M | $90.43M | $85.81M | 17 |
| 2023 Q2 | 6,139 | $106.04M | $89.12M | $83.21M | 18 |
| 2023 Q1 | 6,000 | $104.73M | $87.38M | $80.76M | 18 |
| 2022 Q4 | 5,790 | $101.15M | $82.50M | $79.39M | 18 |
| 2022 Q3 | 5,714 | $100.11M | $85.43M | $74.81M | 17 |
| 2022 Q2 | 5,593 | $96.67M | $81.68M | $70.87M | 16 |
| 2022 Q1 | 5,522 | $97.71M | $82.52M | $67.34M | 17 |
| 2021 Q4 | 5,449 | $96.00M | $80.20M | $66.69M | 17 |
| 2021 Q3 | 5,436 | $95.77M | $79.53M | $63.85M | 17 |
| 2021 Q2 | 5,345 | $93.56M | $77.58M | $60.69M | 16 |
| 2021 Q1 | 5,301 | $93.40M | $77.78M | $56.93M | 16 |
| 2020 Q4 | 5,268 | $87.42M | $71.71M | $59.09M | 16 |
| 2020 Q3 | 5,229 | $83.08M | $68.17M | $57.00M | 15 |
| 2020 Q2 | 5,198 | $82.13M | $67.64M | $55.57M | 17 |
| 2020 Q1 | 5,149 | $77.77M | $64.28M | $53.51M | 17 |
Interest Rates
Current average rates by loan type
New Vehicle
6.85%
Used Vehicle
9.27%
1st Mortgage (Fixed)
6.63%
HELOC
8.30%
Credit Card
12.75%
Other Unsecured
13.69%