Institution Profile
Address: 3301 TEXAS AVE JOPLIN, MO 64804
(417) 623-9816
Website:
NCUA Profile:
Charter Date:
1/1/1950
Charter Type:
State
Branches:
2
Branches by Region
MO 2
Financial Overview
Total Assets
$55.69M
Total Deposits
$45.69M
Total Loans
$40.92M
Members
5,782
Employees
17 17 Full-time / 0 Part-time
Allowance for Loan Losses
$214,231
Performance Ratios
Net Worth Ratio
17.33%
Loan-to-Deposit Ratio
89.54%
Coverage Ratio
0.52% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +63.55% Total Deposits: +53.85% Total Loans: +79.13% since 2020 Q1
Member Growth
Member Growth
Members: +6.88% since 2020 Q1
Employee Growth
Employee Growth
Employees: +0.00% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
1,043
Amount This Year (YTD)
$18.13M
Number of Loans per Quarter
Loans Granted: +15.07% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +46.12% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$23.76M 58.1%
New Vehicle
$5.99M 14.6%
Credit Card
$2.92M 7.1%
HELOCs
$2.82M 6.9%
Other Secured
$2.37M 5.8%
Other Unsecured
$2.14M 5.2%
1st Mortgages
$928,065 2.3%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 5,782 | $55.69M | $45.69M | $40.92M | 17 |
| 2025 Q3 | 5,720 | $53.47M | $43.90M | $40.44M | 17 |
| 2025 Q2 | 5,663 | $52.29M | $43.06M | $39.59M | 17 |
| 2025 Q1 | 5,635 | $51.46M | $42.63M | $37.98M | 15 |
| 2024 Q4 | 5,669 | $50.20M | $41.26M | $37.28M | 17 |
| 2024 Q3 | 5,627 | $49.47M | $40.88M | $36.05M | 16 |
| 2024 Q2 | 5,588 | $48.28M | $40.09M | $36.27M | 16 |
| 2024 Q1 | 5,513 | $49.07M | $41.26M | $34.97M | 16 |
| 2023 Q4 | 5,487 | $48.53M | $41.04M | $34.62M | 15 |
| 2023 Q3 | 5,497 | $48.35M | $41.14M | $34.28M | 16 |
| 2023 Q2 | 5,463 | $49.89M | $43.10M | $33.95M | 15 |
| 2023 Q1 | 5,468 | $49.85M | $43.46M | $32.97M | 15 |
| 2022 Q4 | 5,438 | $49.35M | $43.08M | $31.59M | 15 |
| 2022 Q3 | 5,428 | $49.21M | $43.17M | $30.25M | 16 |
| 2022 Q2 | 5,445 | $48.57M | $42.67M | $29.04M | 16 |
| 2022 Q1 | 5,443 | $47.94M | $42.20M | $27.33M | 16 |
| 2021 Q4 | 5,421 | $46.41M | $40.89M | $25.84M | 16 |
| 2021 Q3 | 5,468 | $45.07M | $39.60M | $25.46M | 17 |
| 2021 Q2 | 5,503 | $45.26M | $40.14M | $24.89M | 16 |
| 2021 Q1 | 5,450 | $45.22M | $40.14M | $24.07M | 17 |
| 2020 Q4 | 5,416 | $39.92M | $35.09M | $23.18M | 17 |
| 2020 Q3 | 5,413 | $38.66M | $33.88M | $22.16M | 17 |
| 2020 Q2 | 5,454 | $38.48M | $33.86M | $22.29M | 17 |
| 2020 Q1 | 5,410 | $34.05M | $29.70M | $22.84M | 17 |
Interest Rates
Current average rates by loan type
New Vehicle
5.66%
Used Vehicle
7.30%
1st Mortgage (Fixed)
8.56%
HELOC
9.25%
Credit Card
11.99%
Other Unsecured
10.54%