| Credit Union Charter #64939

K.C. Area

Missouri JSON

Institution Profile

Address: PO BOX 15566 KANSAS CITY, MO 64106

(816) 936-5050

Website:

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NCUA Profile:

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Charter Date:

1/1/1946

Charter Type:

State

Branches:

3

Branches by Region
MO 2 KS 1

Financial Overview

Total Assets
$11.17M
Total Deposits
$9.15M
Total Loans
$3.69M
Members
1,963
Employees
4 4 Full-time / 0 Part-time
Allowance for Loan Losses
$55,388

Performance Ratios

Net Worth Ratio
17.43%
Loan-to-Deposit Ratio
40.27%
Coverage Ratio
1.50% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +0.64% Total Deposits: -1.24% Total Loans: +8.48% since 2020 Q1

Member Growth

Member Growth

Members: -20.65% since 2020 Q1

Employee Growth

Employee Growth

Employees: -20.00% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
13,132
Amount This Year (YTD)
$1.54M

Number of Loans per Quarter

Loans Granted: +8292.98% since 2020 Q1

Loan Amount per Quarter

Amount Granted: +150.37% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

Used Vehicle
$1.75M 47.6%
Other Unsecured
$933,290 25.3%
New Vehicle
$768,113 20.8%
Other Secured
$230,747 6.3%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 1,963 $11.17M $9.15M $3.69M 4
2025 Q3 1,989 $11.54M $9.52M $3.58M 4
2025 Q2 2,005 $11.51M $9.56M $3.70M 4
2025 Q1 2,016 $11.54M $9.57M $3.87M 4
2024 Q4 2,038 $10.70M $8.80M $4.05M 4
2024 Q3 2,085 $10.88M $8.99M $4.22M 4
2024 Q2 2,094 $10.82M $8.94M $4.32M 4
2024 Q1 2,117 $10.68M $8.84M $4.51M 4
2023 Q4 2,149 $10.37M $8.50M $4.80M 4
2023 Q3 2,205 $11.27M $9.44M $4.91M 4
2023 Q2 2,211 $12.00M $10.18M $5.13M 4
2023 Q1 2,218 $11.95M $10.20M $5.39M 4
2022 Q4 2,226 $11.90M $10.13M $5.53M 4
2022 Q3 2,239 $12.57M $10.80M $5.34M 4
2022 Q2 2,249 $12.45M $10.68M $5.22M 4
2022 Q1 2,280 $12.59M $10.82M $5.00M 4
2021 Q4 2,331 $12.40M $10.62M $4.63M 4
2021 Q3 2,358 $12.55M $10.75M $4.01M 4
2021 Q2 2,363 $12.76M $10.92M $3.21M 5
2021 Q1 2,375 $12.97M $11.17M $3.09M 5
2020 Q4 2,400 $11.91M $10.05M $3.08M 5
2020 Q3 2,441 $11.78M $9.95M $3.12M 5
2020 Q2 2,458 $11.97M $10.12M $3.21M 5
2020 Q1 2,474 $11.10M $9.27M $3.40M 5

Interest Rates

Current average rates by loan type

New Vehicle
8.99%
Used Vehicle
10.49%
Other Unsecured
11.75%