Institution Profile
Address: Box 1069 SIUE Edwardsville, IL 62026
(618) 650-3760
Website:
NCUA Profile:
Charter Date:
1/1/1959
Charter Type:
State
Branches:
1
Branches by Region
IL 1
Financial Overview
Total Assets
$29.50M
Total Deposits
$26.23M
Total Loans
$11.84M
Members
1,656
Employees
8 6 Full-time / 2 Part-time
Allowance for Loan Losses
$120,368
Performance Ratios
Net Worth Ratio
10.64%
Loan-to-Deposit Ratio
45.13%
Coverage Ratio
1.02% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +32.22% Total Deposits: +29.56% Total Loans: +10.56% since 2020 Q1
Member Growth
Member Growth
Members: -12.43% since 2020 Q1
Employee Growth
Employee Growth
Employees: +33.33% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
39,045
Amount This Year (YTD)
$5.17M
Number of Loans per Quarter
Loans Granted: +26.14% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +32.40% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$6.13M 51.8%
New Vehicle
$2.34M 19.7%
HELOCs
$1.22M 10.3%
1st Mortgages
$1.04M 8.8%
Other Unsecured
$590,840 5.0%
Other Secured
$265,434 2.2%
Credit Card
$255,327 2.2%
Unaccounted
$1 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 1,656 | $29.50M | $26.23M | $11.84M | 8 |
| 2025 Q3 | 1,656 | $29.34M | $26.14M | $11.81M | 8 |
| 2025 Q2 | 1,656 | $29.18M | $26.08M | $11.32M | 8 |
| 2025 Q1 | 1,676 | $28.82M | $25.84M | $11.16M | 6 |
| 2024 Q4 | 1,686 | $28.34M | $25.46M | $11.37M | 6 |
| 2024 Q3 | 1,702 | $27.02M | $24.17M | $11.66M | 7 |
| 2024 Q2 | 1,718 | $27.51M | $24.59M | $11.80M | 6 |
| 2024 Q1 | 1,720 | $27.96M | $25.18M | $11.64M | 7 |
| 2023 Q4 | 1,713 | $28.97M | $26.19M | $11.39M | 6 |
| 2023 Q3 | 1,707 | $28.93M | $26.29M | $11.19M | 7 |
| 2023 Q2 | 1,705 | $30.04M | $27.46M | $10.78M | 6 |
| 2023 Q1 | 1,701 | $30.22M | $27.71M | $10.11M | 5 |
| 2022 Q4 | 1,710 | $29.83M | $27.31M | $10.02M | 5 |
| 2022 Q3 | 1,750 | $30.83M | $28.37M | $10.01M | 5 |
| 2022 Q2 | 1,759 | $30.50M | $28.02M | $9.72M | 5 |
| 2022 Q1 | 1,766 | $30.72M | $28.51M | $9.47M | 5 |
| 2021 Q4 | 1,779 | $31.06M | $28.79M | $9.69M | 5 |
| 2021 Q3 | 1,801 | $29.40M | $27.10M | $9.53M | 5 |
| 2021 Q2 | 1,813 | $28.81M | $26.60M | $9.65M | 5 |
| 2021 Q1 | 1,839 | $28.33M | $26.16M | $9.58M | 4 |
| 2020 Q4 | 1,854 | $26.77M | $24.57M | $9.80M | 4 |
| 2020 Q3 | 1,855 | $25.60M | $23.45M | $10.02M | 5 |
| 2020 Q2 | 1,876 | $24.52M | $22.39M | $10.00M | 6 |
| 2020 Q1 | 1,891 | $22.31M | $20.24M | $10.70M | 6 |
Interest Rates
Current average rates by loan type
New Vehicle
5.56%
Used Vehicle
6.79%
1st Mortgage (Fixed)
4.03%
HELOC
8.26%
Credit Card
9.90%
Other Unsecured
12.11%