Institution Profile
Address: 1250 ROOSEVELT NIAGARA, WI 54151
(715) 251-4546
Website:
NCUA Profile:
Charter Date:
9/8/1948
Charter Type:
State
Branches:
4
Branches by Region
WI 3 MI 1
Financial Overview
Total Assets
$86.36M
Total Deposits
$74.06M
Total Loans
$46.60M
Members
7,926
Employees
33 31 Full-time / 2 Part-time
Allowance for Loan Losses
$365,679
Performance Ratios
Net Worth Ratio
13.26%
Loan-to-Deposit Ratio
62.93%
Coverage Ratio
0.78% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +14.47% Total Deposits: +12.42% Total Loans: -4.81% since 2020 Q1
Member Growth
Member Growth
Members: -5.08% since 2020 Q1
Employee Growth
Employee Growth
Employees: -2.94% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
631
Amount This Year (YTD)
$12.61M
Number of Loans per Quarter
Loans Granted: -49.79% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -23.48% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$24.65M 52.9%
Used Vehicle
$11.20M 24.0%
Other Secured
$4.32M 9.3%
New Vehicle
$2.84M 6.1%
Other Unsecured
$1.67M 3.6%
CRE: Owner-Occupied
$905,595 1.9%
Credit Card
$890,036 1.9%
Commercial & Industrial
$116,486 0.2%
HELOCs
$12,616 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 7,926 | $86.36M | $74.06M | $46.60M | 33 |
| 2025 Q3 | 7,959 | $83.53M | $71.20M | $48.57M | 33 |
| 2025 Q2 | 7,994 | $86.37M | $73.61M | $48.96M | 33 |
| 2025 Q1 | 8,051 | $86.33M | $73.87M | $49.16M | 32 |
| 2024 Q4 | 8,088 | $86.94M | $74.84M | $50.27M | 32 |
| 2024 Q3 | 8,128 | $88.55M | $76.20M | $50.79M | 32 |
| 2024 Q2 | 8,131 | $87.38M | $76.73M | $50.70M | 33 |
| 2024 Q1 | 8,163 | $87.07M | $76.62M | $51.18M | 34 |
| 2023 Q4 | 8,147 | $90.20M | $79.90M | $50.71M | 34 |
| 2023 Q3 | 8,182 | $88.41M | $78.70M | $50.31M | 32 |
| 2023 Q2 | 8,185 | $90.60M | $81.32M | $50.03M | 30 |
| 2023 Q1 | 8,201 | $93.70M | $84.39M | $49.59M | 33 |
| 2022 Q4 | 8,200 | $95.18M | $85.80M | $50.10M | 29 |
| 2022 Q3 | 8,242 | $94.67M | $85.76M | $49.48M | 30 |
| 2022 Q2 | 8,244 | $94.49M | $85.47M | $48.74M | 33 |
| 2022 Q1 | 8,248 | $94.94M | $85.55M | $48.38M | 33 |
| 2021 Q4 | 8,232 | $95.11M | $84.72M | $48.66M | 28 |
| 2021 Q3 | 8,245 | $93.47M | $83.38M | $48.18M | 33 |
| 2021 Q2 | 8,233 | $92.88M | $82.62M | $46.64M | 31 |
| 2021 Q1 | 8,267 | $91.16M | $81.01M | $46.40M | 31 |
| 2020 Q4 | 8,263 | $85.02M | $74.88M | $46.87M | 30 |
| 2020 Q3 | 8,311 | $83.87M | $73.77M | $47.91M | 34 |
| 2020 Q2 | 8,333 | $83.47M | $73.32M | $48.33M | 32 |
| 2020 Q1 | 8,350 | $75.44M | $65.88M | $48.96M | 34 |
Interest Rates
Current average rates by loan type
New Vehicle
5.44%
Used Vehicle
6.27%
1st Mortgage (Fixed)
5.21%
HELOC
7.25%
Credit Card
11.99%
Other Unsecured
10.98%