| Credit Union Charter #6681

Caltech Employees

California JSON

Institution Profile

Address: P.O. Box 11001 La Canada, CA 91012

(818) 952-4444

Website:

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NCUA Profile:

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Charter Date:

1/1/1950

Charter Type:

Federal

Branches:

4

Branches by Region
CA 4

Financial Overview

Total Assets
$2.12B
Total Deposits
$1.60B
Total Loans
$658.33M
Members
34,425
Employees
78 78 Full-time / 0 Part-time
Allowance for Loan Losses
$4.36M

Performance Ratios

Net Worth Ratio
9.92%
Loan-to-Deposit Ratio
41.13%
Coverage Ratio
0.66% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +16.94% Total Deposits: -0.90% Total Loans: +21.89% since 2020 Q1

Member Growth

Member Growth

Members: +2.14% since 2020 Q1

Employee Growth

Employee Growth

Employees: +8.33% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
1,609
Amount This Year (YTD)
$175.53M

Number of Loans per Quarter

Loans Granted: -28.04% since 2020 Q1

Loan Amount per Quarter

Amount Granted: -8.80% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

1st Mortgages
$469.84M 71.4%
HELOCs
$83.46M 12.7%
CRE: Owner-Occupied
$29.84M 4.5%
Used Vehicle
$28.83M 4.4%
New Vehicle
$20.43M 3.1%
Other Unsecured
$13.31M 2.0%
Credit Card
$7.64M 1.2%
Other Secured
$4.48M 0.7%
Student Loans
$502,013 0.1%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 34,425 $2.12B $1.60B $658.33M 78
2025 Q3 34,260 $2.12B $1.60B $643.97M 76
2025 Q2 34,165 $2.11B $1.61B $618.63M 76
2025 Q1 34,314 $2.12B $1.62B $595.60M 75
2024 Q4 34,272 $2.03B $1.54B $596.62M 73
2024 Q3 34,310 $2.03B $1.53B $591.53M 74
2024 Q2 34,292 $1.98B $1.54B $589.79M 74
2024 Q1 34,488 $2.01B $1.58B $586.33M 75
2023 Q4 34,468 $1.95B $1.62B $590.12M 75
2023 Q3 34,410 $2.03B $1.68B $583.71M 75
2023 Q2 34,303 $2.12B $1.72B $578.85M 76
2023 Q1 34,360 $2.03B $1.81B $576.95M 76
2022 Q4 34,161 $1.97B $1.87B $565.38M 76
2022 Q3 33,957 $2.03B $1.92B $543.30M 75
2022 Q2 33,874 $2.09B $1.95B $525.63M 75
2022 Q1 33,963 $2.11B $1.95B $505.68M 76
2021 Q4 33,897 $2.12B $1.92B $489.81M 72
2021 Q3 33,879 $2.11B $1.90B $494.19M 74
2021 Q2 33,779 $2.10B $1.89B $489.94M 77
2021 Q1 33,902 $2.07B $1.87B $483.02M 77
2020 Q4 33,794 $2.02B $1.81B $504.32M 74
2020 Q3 33,745 $2.00B $1.78B $518.38M 76
2020 Q2 33,594 $1.92B $1.71B $543.47M 72
2020 Q1 33,705 $1.81B $1.62B $540.12M 72

Interest Rates

Current average rates by loan type

New Vehicle
4.49%
Used Vehicle
4.49%
1st Mortgage (Fixed)
5.75%
HELOC
7.00%
Credit Card
13.50%
Other Unsecured
14.00%