Institution Profile
Address: PO Box 15346 Austin, TX 78761
(512) 452-5211
Website:
NCUA Profile:
Charter Date:
7/16/1954
Charter Type:
State
Branches:
1
Branches by Region
TX 1
Financial Overview
Total Assets
$98.68M
Total Deposits
$86.28M
Total Loans
$57.54M
Members
5,763
Employees
21 19 Full-time / 2 Part-time
Allowance for Loan Losses
$378,492
Performance Ratios
Net Worth Ratio
12.11%
Loan-to-Deposit Ratio
66.70%
Coverage Ratio
0.66% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +21.02% Total Deposits: +16.90% Total Loans: +21.75% since 2020 Q1
Member Growth
Member Growth
Members: -10.51% since 2020 Q1
Employee Growth
Employee Growth
Employees: -4.55% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
613
Amount This Year (YTD)
$17.45M
Number of Loans per Quarter
Loans Granted: -26.85% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +2.73% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$19.13M 33.3%
1st Mortgages
$17.13M 29.8%
New Vehicle
$8.29M 14.4%
HELOCs
$4.57M 7.9%
Other Secured
$3.88M 6.7%
Other Unsecured
$3.25M 5.6%
Credit Card
$1.30M 2.3%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 5,763 | $98.68M | $86.28M | $57.54M | 21 |
| 2025 Q3 | 5,735 | $99.59M | $87.47M | $57.45M | 22 |
| 2025 Q2 | 5,695 | $98.17M | $86.34M | $56.31M | 21 |
| 2025 Q1 | 5,800 | $98.71M | $86.94M | $55.78M | 22 |
| 2024 Q4 | 5,772 | $98.17M | $86.58M | $56.70M | 20 |
| 2024 Q3 | 5,740 | $95.30M | $84.65M | $57.89M | 20 |
| 2024 Q2 | 5,720 | $94.55M | $84.04M | $59.19M | 23 |
| 2024 Q1 | 5,787 | $96.76M | $86.14M | $58.95M | 23 |
| 2023 Q4 | 5,757 | $96.89M | $86.47M | $59.22M | 22 |
| 2023 Q3 | 5,715 | $98.45M | $88.37M | $59.90M | 19 |
| 2023 Q2 | 5,710 | $97.34M | $87.37M | $63.00M | 20 |
| 2023 Q1 | 5,863 | $100.10M | $90.26M | $63.61M | 22 |
| 2022 Q4 | 5,865 | $105.86M | $95.97M | $64.60M | 21 |
| 2022 Q3 | 5,842 | $101.78M | $91.76M | $64.44M | 23 |
| 2022 Q2 | 5,805 | $104.59M | $94.61M | $62.22M | 20 |
| 2022 Q1 | 5,956 | $104.78M | $94.91M | $57.31M | 21 |
| 2021 Q4 | 5,963 | $99.56M | $90.24M | $58.32M | 21 |
| 2021 Q3 | 5,991 | $100.77M | $91.27M | $57.83M | 22 |
| 2021 Q2 | 6,062 | $99.53M | $90.51M | $57.77M | 21 |
| 2021 Q1 | 6,249 | $95.17M | $86.25M | $56.48M | 22 |
| 2020 Q4 | 6,262 | $87.76M | $79.35M | $56.33M | 22 |
| 2020 Q3 | 6,258 | $89.43M | $80.89M | $52.45M | 21 |
| 2020 Q2 | 6,202 | $86.64M | $78.40M | $47.87M | 22 |
| 2020 Q1 | 6,440 | $81.54M | $73.80M | $47.26M | 22 |
Interest Rates
Current average rates by loan type
New Vehicle
5.85%
Used Vehicle
6.14%
1st Mortgage (Fixed)
4.58%
HELOC
6.19%
Credit Card
13.99%
Other Unsecured
14.24%