Institution Profile
Address: P.O. Box 1452 Brownwood, TX 76804
(325) 455-7715
Website:
NCUA Profile:
Charter Date:
11/15/1979
Charter Type:
State
Branches:
2
Branches by Region
TX 1
Financial Overview
Total Assets
$15.59M
Total Deposits
$12.26M
Total Loans
$9.06M
Members
1,281
Employees
4 4 Full-time / 0 Part-time
Allowance for Loan Losses
$57,884
Performance Ratios
Net Worth Ratio
21.08%
Loan-to-Deposit Ratio
73.92%
Coverage Ratio
0.64% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +33.98% Total Deposits: +28.23% Total Loans: +12.05% since 2020 Q1
Member Growth
Member Growth
Members: -6.56% since 2020 Q1
Employee Growth
Employee Growth
Employees: +33.33% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
471
Amount This Year (YTD)
$4.04M
Number of Loans per Quarter
Loans Granted: +20.90% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +5.85% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$3.91M 43.2%
New Vehicle
$3.17M 35.0%
Other Secured
$1.07M 11.8%
Other Unsecured
$906,179 10.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 1,281 | $15.59M | $12.26M | $9.06M | 4 |
| 2025 Q3 | 1,286 | $15.89M | $12.51M | $9.07M | 4 |
| 2025 Q2 | 1,304 | $15.36M | $12.03M | $9.46M | 4 |
| 2025 Q1 | 1,364 | $14.85M | $11.57M | $9.46M | 4 |
| 2024 Q4 | 1,366 | $14.01M | $10.87M | $9.60M | 4 |
| 2024 Q3 | 1,351 | $13.47M | $10.26M | $9.46M | 4 |
| 2024 Q2 | 1,360 | $13.54M | $10.38M | $9.47M | 4 |
| 2024 Q1 | 1,365 | $13.95M | $10.84M | $9.68M | 4 |
| 2023 Q4 | 1,375 | $13.55M | $10.57M | $9.85M | 4 |
| 2023 Q3 | 1,370 | $14.15M | $11.21M | $9.68M | 4 |
| 2023 Q2 | 1,364 | $14.67M | $11.79M | $9.66M | 4 |
| 2023 Q1 | 1,376 | $14.67M | $11.85M | $9.70M | 4 |
| 2022 Q4 | 1,373 | $14.10M | $11.35M | $9.85M | 4 |
| 2022 Q3 | 1,359 | $14.24M | $11.48M | $9.28M | 4 |
| 2022 Q2 | 1,359 | $14.56M | $11.80M | $9.26M | 4 |
| 2022 Q1 | 1,368 | $14.59M | $11.62M | $9.12M | 4 |
| 2021 Q4 | 1,393 | $13.58M | $11.01M | $9.24M | 4 |
| 2021 Q3 | 1,380 | $13.99M | $11.16M | $9.17M | 4 |
| 2021 Q2 | 1,367 | $13.70M | $11.23M | $8.84M | 3 |
| 2021 Q1 | 1,368 | $13.51M | $11.13M | $7.98M | 3 |
| 2020 Q4 | 1,381 | $12.91M | $10.62M | $8.03M | 3 |
| 2020 Q3 | 1,372 | $13.05M | $10.80M | $8.00M | 3 |
| 2020 Q2 | 1,371 | $12.77M | $10.59M | $7.83M | 3 |
| 2020 Q1 | 1,371 | $11.63M | $9.56M | $8.09M | 3 |
Interest Rates
Current average rates by loan type
New Vehicle
5.25%
Used Vehicle
5.45%
Other Unsecured
10.00%