| Credit Union Charter #67757

Your Best Credit Union

Tennessee JSON

Institution Profile

Address: 26 Century Blvd, Ste 3 Nashville, TN 37214-3683

(615) 872-6380

Website:

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NCUA Profile:

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Charter Date:

1/1/1967

Charter Type:

State

Branches:

1

Branches by Region
TN 1

Financial Overview

Total Assets
$15.89M
Total Deposits
$13.39M
Total Loans
$12.78M
Members
1,748
Employees
4 4 Full-time / 0 Part-time
Allowance for Loan Losses
$90,000

Performance Ratios

Net Worth Ratio
15.57%
Loan-to-Deposit Ratio
95.45%
Coverage Ratio
0.70% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: -13.99% Total Deposits: -16.96% Total Loans: -1.92% since 2020 Q1

Member Growth

Member Growth

Members: -15.31% since 2020 Q1

Employee Growth

Employee Growth

Employees: -33.33% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
305
Amount This Year (YTD)
$6.01M

Number of Loans per Quarter

Loans Granted: -52.25% since 2020 Q1

Loan Amount per Quarter

Amount Granted: -5.77% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

New Vehicle
$6.65M 52.0%
Used Vehicle
$4.09M 32.0%
Other Secured
$851,956 6.7%
Credit Card
$688,842 5.4%
Other Unsecured
$506,734 4.0%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 1,748 $15.89M $13.39M $12.78M 4
2025 Q3 1,748 $16.09M $13.61M $12.59M 4
2025 Q2 1,751 $17.49M $14.97M $12.39M 4
2025 Q1 1,759 $17.78M $15.30M $12.90M 4
2024 Q4 1,769 $17.27M $14.79M $13.18M 4
2024 Q3 1,779 $16.92M $14.48M $13.19M 4
2024 Q2 1,783 $17.19M $14.86M $13.54M 4
2024 Q1 1,794 $17.36M $15.05M $13.78M 5
2023 Q4 1,800 $17.32M $14.87M $14.10M 5
2023 Q3 1,815 $17.72M $15.29M $14.25M 4
2023 Q2 1,829 $18.23M $15.82M $14.35M 4
2023 Q1 1,836 $19.33M $16.96M $13.80M 4
2022 Q4 1,850 $19.13M $16.76M $13.51M 4
2022 Q3 1,845 $20.60M $18.26M $13.58M 4
2022 Q2 1,845 $21.92M $19.61M $13.38M 4
2022 Q1 1,846 $23.64M $21.32M $12.83M 5
2021 Q4 1,854 $23.23M $20.90M $13.26M 5
2021 Q3 1,860 $21.90M $19.55M $13.01M 5
2021 Q2 1,886 $21.56M $19.20M $13.30M 5
2021 Q1 1,901 $21.04M $18.70M $13.50M 5
2020 Q4 2,072 $19.52M $17.20M $13.31M 5
2020 Q3 2,075 $19.12M $16.78M $12.88M 5
2020 Q2 2,068 $18.85M $16.51M $12.85M 5
2020 Q1 2,064 $18.48M $16.13M $13.03M 6

Interest Rates

Current average rates by loan type

New Vehicle
4.91%
Used Vehicle
7.71%
Credit Card
14.00%
Other Unsecured
15.17%