Institution Profile
Address: PO Box 1028 Dodge City, KS 67801-1028
(620) 227-7181
Website:
NCUA Profile:
Charter Date:
1/4/1940
Charter Type:
State
Branches:
3
Branches by Region
KS 3
Financial Overview
Total Assets
$98.74M
Total Deposits
$83.98M
Total Loans
$53.20M
Members
10,049
Employees
30 30 Full-time / 0 Part-time
Allowance for Loan Losses
$317,314
Performance Ratios
Net Worth Ratio
14.11%
Loan-to-Deposit Ratio
63.35%
Coverage Ratio
0.60% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +24.54% Total Deposits: +18.67% Total Loans: -5.23% since 2020 Q1
Member Growth
Member Growth
Members: -20.96% since 2020 Q1
Employee Growth
Employee Growth
Employees: -11.76% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
989
Amount This Year (YTD)
$25.50M
Number of Loans per Quarter
Loans Granted: -29.68% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +4.69% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$33.42M 62.8%
New Vehicle
$14.67M 27.6%
HELOCs
$1.47M 2.8%
1st Mortgages
$1.01M 1.9%
Credit Card
$916,509 1.7%
Other Secured
$717,183 1.3%
Commercial & Industrial
$426,687 0.8%
Other Unsecured
$378,180 0.7%
CRE: Owner-Occupied
$171,333 0.3%
Commercial Unsecured
$17,816 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 10,049 | $98.74M | $83.98M | $53.20M | 30 |
| 2025 Q3 | 10,180 | $100.48M | $85.90M | $54.31M | 29 |
| 2025 Q2 | 10,263 | $100.36M | $86.13M | $55.09M | 28 |
| 2025 Q1 | 10,439 | $102.12M | $88.30M | $55.44M | 31 |
| 2024 Q4 | 10,488 | $100.69M | $87.20M | $54.55M | 30 |
| 2024 Q3 | 10,484 | $102.11M | $88.86M | $52.73M | 30 |
| 2024 Q2 | 10,506 | $103.67M | $90.14M | $53.06M | 32 |
| 2024 Q1 | 10,568 | $107.64M | $94.50M | $53.89M | 30 |
| 2023 Q4 | 11,283 | $105.75M | $90.72M | $56.41M | 31 |
| 2023 Q3 | 11,396 | $109.39M | $93.27M | $58.06M | 31 |
| 2023 Q2 | 11,467 | $110.94M | $96.31M | $57.75M | 29 |
| 2023 Q1 | 11,510 | $114.64M | $103.20M | $55.75M | 30 |
| 2022 Q4 | 11,540 | $109.77M | $98.28M | $54.26M | 31 |
| 2022 Q3 | 11,574 | $110.66M | $100.09M | $52.76M | 29 |
| 2022 Q2 | 11,718 | $111.75M | $101.28M | $51.94M | 32 |
| 2022 Q1 | 11,796 | $114.27M | $104.32M | $51.01M | 27 |
| 2021 Q4 | 11,896 | $103.45M | $93.66M | $51.03M | 29 |
| 2021 Q3 | 11,978 | $101.98M | $92.18M | $50.38M | 31 |
| 2021 Q2 | 12,060 | $103.65M | $93.99M | $50.37M | 32 |
| 2021 Q1 | 12,181 | $107.79M | $98.28M | $51.03M | 28 |
| 2020 Q4 | 12,260 | $90.68M | $81.51M | $52.60M | 31 |
| 2020 Q3 | 12,400 | $86.91M | $77.84M | $53.72M | 33 |
| 2020 Q2 | 12,573 | $88.06M | $79.30M | $54.30M | 34 |
| 2020 Q1 | 12,714 | $79.29M | $70.77M | $56.14M | 34 |
Interest Rates
Current average rates by loan type
New Vehicle
5.96%
Used Vehicle
7.73%
1st Mortgage (Fixed)
5.17%
HELOC
8.64%
Credit Card
13.99%
Other Unsecured
13.20%