Institution Profile
Address: PO Box 7600 Glendale, AZ 85312
(602) 631-3200
Website:
NCUA Profile:
Charter Date:
1/1/1951
Charter Type:
State
Branches:
15
Branches by Region
AZ 15
Financial Overview
Total Assets
$1.42B
Total Deposits
$1.25B
Total Loans
$1.12B
Members
95,168
Employees
255 245 Full-time / 10 Part-time
Allowance for Loan Losses
$13.06M
Performance Ratios
Net Worth Ratio
10.47%
Loan-to-Deposit Ratio
89.46%
Coverage Ratio
1.17% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +78.42% Total Deposits: +85.10% Total Loans: +72.86% since 2020 Q1
Member Growth
Member Growth
Members: +28.69% since 2020 Q1
Employee Growth
Employee Growth
Employees: +33.51% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
13,681
Amount This Year (YTD)
$418.99M
Number of Loans per Quarter
Loans Granted: -16.06% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +18.69% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$336.99M 30.1%
HELOCs
$194.30M 17.4%
New Vehicle
$174.54M 15.6%
1st Mortgages
$130.90M 11.7%
Other Secured
$124.55M 11.1%
Other Unsecured
$111.48M 10.0%
Credit Card
$45.35M 4.1%
Commercial & Industrial
$30,675 0.0%
Commercial Unsecured
$13,573 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 95,168 | $1.42B | $1.25B | $1.12B | 255 |
| 2025 Q3 | 94,881 | $1.33B | $1.17B | $1.11B | 252 |
| 2025 Q2 | 94,010 | $1.32B | $1.16B | $1.09B | 248 |
| 2025 Q1 | 92,976 | $1.33B | $1.17B | $1.08B | 228 |
| 2024 Q4 | 91,663 | $1.30B | $1.15B | $1.04B | 229 |
| 2024 Q3 | 93,370 | $1.26B | $1.11B | $1.02B | 225 |
| 2024 Q2 | 92,853 | $1.25B | $1.10B | $1.02B | 213 |
| 2024 Q1 | 91,794 | $1.24B | $1.10B | $1.00B | 211 |
| 2023 Q4 | 90,131 | $1.21B | $1.06B | $980.79M | 198 |
| 2023 Q3 | 89,717 | $1.17B | $1.04B | $978.26M | 194 |
| 2023 Q2 | 88,561 | $1.15B | $1.02B | $961.51M | 189 |
| 2023 Q1 | 87,052 | $1.13B | $1.01B | $926.58M | 192 |
| 2022 Q4 | 85,868 | $1.12B | $960.34M | $928.19M | 189 |
| 2022 Q3 | 86,701 | $1.11B | $971.15M | $924.46M | 188 |
| 2022 Q2 | 85,813 | $1.11B | $987.37M | $902.34M | 191 |
| 2022 Q1 | 82,930 | $1.11B | $985.48M | $798.54M | 191 |
| 2021 Q4 | 80,982 | $1.06B | $939.07M | $743.10M | 188 |
| 2021 Q3 | 81,517 | $1.02B | $906.63M | $739.36M | 190 |
| 2021 Q2 | 80,152 | $1.00B | $886.79M | $711.90M | 188 |
| 2021 Q1 | 78,520 | $981.23M | $869.27M | $686.49M | 199 |
| 2020 Q4 | 77,120 | $921.24M | $812.44M | $680.64M | 197 |
| 2020 Q3 | 77,001 | $884.62M | $760.75M | $674.92M | 194 |
| 2020 Q2 | 75,753 | $847.59M | $724.59M | $669.80M | 186 |
| 2020 Q1 | 73,949 | $794.26M | $675.20M | $646.85M | 191 |
Interest Rates
Current average rates by loan type
New Vehicle
7.86%
Used Vehicle
7.50%
1st Mortgage (Fixed)
5.05%
HELOC
8.14%
Credit Card
13.86%
Other Unsecured
11.27%