| Credit Union Charter #68659

American Eagle Financial

Connecticut JSON

Institution Profile

Address: PO BOX 280128 EAST HARTFORD, CT 06128-0128

(860) 568-2020

Website:

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NCUA Profile:

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Charter Date:

1/1/1935

Charter Type:

State

Branches:

18

Branches by Region
CT 19

Financial Overview

Total Assets
$2.65B
Total Deposits
$2.33B
Total Loans
$1.75B
Members
165,039
Employees
369 350 Full-time / 19 Part-time
Allowance for Loan Losses
$7.94M

Performance Ratios

Net Worth Ratio
10.04%
Loan-to-Deposit Ratio
75.02%
Coverage Ratio
0.45% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +30.75% Total Deposits: +27.04% Total Loans: +9.44% since 2020 Q1

Member Growth

Member Growth

Members: +6.07% since 2020 Q1

Employee Growth

Employee Growth

Employees: +12.84% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
20,750
Amount This Year (YTD)
$724.43M

Number of Loans per Quarter

Loans Granted: -8.52% since 2020 Q1

Loan Amount per Quarter

Amount Granted: -9.49% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

1st Mortgages
$871.75M 49.9%
Used Vehicle
$388.51M 22.2%
HELOCs
$219.02M 12.5%
New Vehicle
$173.89M 9.9%
Credit Card
$47.32M 2.7%
Other Unsecured
$35.58M 2.0%
CRE: Non-Owner-Occupied
$4.76M 0.3%
Student Loans
$3.82M 0.2%
Other Secured
$3.40M 0.2%
CRE: Multifamily
$162,837 0.0%
CRE: Owner-Occupied
$125,730 0.0%
Unaccounted
$1 0.0%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 165,039 $2.65B $2.33B $1.75B 369
2025 Q3 170,351 $2.56B $2.26B $1.71B 363
2025 Q2 166,751 $2.60B $2.30B $1.64B 378
2025 Q1 163,305 $2.62B $2.32B $1.56B 361
2024 Q4 187,792 $2.55B $2.26B $1.49B 362
2024 Q3 187,889 $2.55B $2.26B $1.49B 365
2024 Q2 186,952 $2.66B $2.36B $1.52B 374
2024 Q1 181,934 $2.73B $2.45B $1.55B 362
2023 Q4 183,386 $2.70B $2.41B $1.63B 358
2023 Q3 182,315 $2.59B $2.32B $1.69B 352
2023 Q2 181,424 $2.59B $2.31B $1.74B 355
2023 Q1 180,170 $2.55B $2.29B $1.79B 346
2022 Q4 176,804 $2.51B $2.23B $1.86B 347
2022 Q3 176,804 $2.44B $2.19B $1.86B 326
2022 Q2 171,903 $2.44B $2.19B $1.83B 329
2022 Q1 167,644 $2.45B $2.22B $1.70B 306
2021 Q4 167,545 $2.36B $2.14B $1.68B 320
2021 Q3 172,756 $2.30B $2.09B $1.64B 328
2021 Q2 172,218 $2.34B $2.13B $1.63B 324
2021 Q1 157,766 $2.32B $2.12B $1.62B 345
2020 Q4 157,426 $2.19B $1.99B $1.62B 338
2020 Q3 156,437 $2.11B $1.91B $1.62B 333
2020 Q2 155,326 $2.12B $1.93B $1.61B 324
2020 Q1 155,596 $2.02B $1.83B $1.60B 327

Interest Rates

Current average rates by loan type

New Vehicle
6.41%
Used Vehicle
7.03%
1st Mortgage (Fixed)
5.57%
HELOC
7.00%
Credit Card
15.65%
Other Unsecured
10.66%