Institution Profile
Address: 63088 18th St Bend, OR 97701-7102
(541) 382-1795
Website:
NCUA Profile:
Charter Date:
1/1/1957
Charter Type:
State
Branches:
9
Branches by Region
OR 9
Financial Overview
Total Assets
$850.65M
Total Deposits
$750.71M
Total Loans
$736.18M
Members
51,851
Employees
168 163 Full-time / 5 Part-time
Allowance for Loan Losses
$5.45M
Performance Ratios
Net Worth Ratio
11.41%
Loan-to-Deposit Ratio
98.06%
Coverage Ratio
0.74% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Member Growth
Member Growth
Employee Growth
Employee Growth
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
7,626
Amount This Year (YTD)
$272.23M
Number of Loans per Quarter
Loan Amount per Quarter
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$173.03M 23.5%
1st Mortgages
$167.12M 22.7%
HELOCs
$133.29M 18.1%
Other Secured
$82.75M 11.2%
CRE: Owner-Occupied
$53.12M 7.2%
New Vehicle
$42.94M 5.8%
CRE: Non-Owner-Occupied
$37.73M 5.1%
Credit Card
$17.88M 2.4%
Commercial & Industrial
$9.03M 1.2%
CRE: Multifamily
$7.00M 1.0%
Other Unsecured
$6.71M 0.9%
CRE: Construction
$4.56M 0.6%
Commercial Unsecured
$1.03M 0.1%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 51,851 | $850.65M | $750.71M | $736.18M | 168 |
Interest Rates
Current average rates by loan type
New Vehicle
6.24%
Used Vehicle
6.24%
1st Mortgage (Fixed)
7.74%
HELOC
8.24%
Credit Card
11.35%
Other Unsecured
13.29%