| Credit Union Charter #7154

Ok Members First

Oklahoma JSON

Institution Profile

Address: 10832 E 31ST ST TULSA, OK 74146

(918) 663-2050

Website:

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NCUA Profile:

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Charter Date:

1/1/1951

Charter Type:

Federal

Branches:

1

Branches by Region
OK 1

Financial Overview

Total Assets
$24.55M
Total Deposits
$20.55M
Total Loans
$15.99M
Members
3,261
Employees
7 4 Full-time / 3 Part-time
Allowance for Loan Losses
$122,888

Performance Ratios

Net Worth Ratio
14.63%
Loan-to-Deposit Ratio
77.81%
Coverage Ratio
0.77% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +12.43% Total Deposits: +12.25% Total Loans: +14.15% since 2020 Q1

Member Growth

Member Growth

Members: -6.93% since 2020 Q1

Employee Growth

Employee Growth

Employees: +0.00% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
368
Amount This Year (YTD)
$5.44M

Number of Loans per Quarter

Loans Granted: -49.68% since 2020 Q1

Loan Amount per Quarter

Amount Granted: -4.73% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

Used Vehicle
$8.78M 54.9%
1st Mortgages
$2.40M 15.0%
New Vehicle
$2.29M 14.3%
Other Secured
$1.39M 8.7%
Credit Card
$461,110 2.9%
HELOCs
$380,035 2.4%
Other Unsecured
$300,162 1.9%
Unaccounted
$1 0.0%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 3,261 $24.55M $20.55M $15.99M 7
2025 Q3 3,294 $25.66M $21.68M $16.11M 7
2025 Q2 3,321 $26.67M $22.74M $16.26M 7
2025 Q1 3,370 $26.87M $22.87M $17.14M 7
2024 Q4 3,397 $27.06M $22.79M $17.67M 7
2024 Q3 3,409 $27.61M $23.69M $18.24M 6
2024 Q2 3,423 $27.19M $23.33M $18.99M 7
2024 Q1 3,412 $25.20M $21.36M $19.06M 7
2023 Q4 3,449 $24.10M $20.27M $19.56M 7
2023 Q3 3,470 $24.67M $20.92M $19.39M 7
2023 Q2 3,458 $24.92M $21.26M $18.74M 7
2023 Q1 3,478 $24.86M $21.27M $18.43M 7
2022 Q4 3,474 $24.14M $20.57M $18.93M 7
2022 Q3 3,463 $24.09M $20.53M $18.21M 6
2022 Q2 3,470 $24.88M $21.18M $17.71M 6
2022 Q1 3,469 $24.89M $21.30M $15.90M 6
2021 Q4 3,473 $24.60M $21.05M $15.82M 7
2021 Q3 3,483 $24.21M $20.64M $15.41M 7
2021 Q2 3,464 $23.56M $20.03M $14.47M 6
2021 Q1 3,466 $23.17M $19.71M $13.69M 6
2020 Q4 3,473 $22.60M $19.15M $13.60M 6
2020 Q3 3,483 $22.46M $18.93M $13.57M 6
2020 Q2 3,490 $23.19M $19.63M $13.55M 6
2020 Q1 3,504 $21.83M $18.31M $14.01M 7

Interest Rates

Current average rates by loan type

New Vehicle
5.27%
Used Vehicle
6.93%
1st Mortgage (Fixed)
5.94%
HELOC
7.75%
Credit Card
12.16%
Other Unsecured
9.02%