Institution Profile
Address: P O Box 280 Tiffin, OH 44883
(419) 448-0191
Website:
NCUA Profile:
Charter Date:
2/29/1952
Charter Type:
Federal
Branches:
2
Branches by Region
OH 2
Financial Overview
Total Assets
$77.10M
Total Deposits
$70.66M
Total Loans
$44.97M
Members
6,483
Employees
17 17 Full-time / 0 Part-time
Allowance for Loan Losses
$930,631
Performance Ratios
Net Worth Ratio
10.18%
Loan-to-Deposit Ratio
63.64%
Coverage Ratio
2.07% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +23.47% Total Deposits: +25.86% Total Loans: +28.17% since 2020 Q1
Member Growth
Member Growth
Members: -3.07% since 2020 Q1
Employee Growth
Employee Growth
Employees: -5.56% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
699
Amount This Year (YTD)
$15.65M
Number of Loans per Quarter
Loans Granted: +51.49% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +98.30% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$18.19M 40.4%
New Vehicle
$6.82M 15.2%
HELOCs
$6.17M 13.7%
CRE: Non-Owner-Occupied
$6.12M 13.6%
1st Mortgages
$2.68M 6.0%
Other Secured
$1.92M 4.3%
Other Unsecured
$1.19M 2.6%
Credit Card
$710,747 1.6%
CRE: Owner-Occupied
$586,110 1.3%
Other Real Estate
$415,367 0.9%
Ag Production
$103,407 0.2%
CRE: Construction
$55,500 0.1%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 6,483 | $77.10M | $70.66M | $44.97M | 17 |
| 2025 Q3 | 6,524 | $73.10M | $65.92M | $44.71M | 16 |
| 2025 Q2 | 6,471 | $73.63M | $66.71M | $43.17M | 18 |
| 2025 Q1 | 6,432 | $73.72M | $66.99M | $42.14M | 18 |
| 2024 Q4 | 6,411 | $71.87M | $64.93M | $42.14M | 19 |
| 2024 Q3 | 6,466 | $72.22M | $65.69M | $41.32M | 18 |
| 2024 Q2 | 6,497 | $71.63M | $64.98M | $40.83M | 18 |
| 2024 Q1 | 6,500 | $72.38M | $65.90M | $40.90M | 18 |
| 2023 Q4 | 6,501 | $71.48M | $64.91M | $42.16M | 17 |
| 2023 Q3 | 6,540 | $73.56M | $67.05M | $42.63M | 17 |
| 2023 Q2 | 6,550 | $73.50M | $67.05M | $41.67M | 16 |
| 2023 Q1 | 6,515 | $74.59M | $68.28M | $39.48M | 16 |
| 2022 Q4 | 6,431 | $74.26M | $67.79M | $36.39M | 16 |
| 2022 Q3 | 6,531 | $75.71M | $69.33M | $36.18M | 17 |
| 2022 Q2 | 6,597 | $76.90M | $70.56M | $36.70M | 16 |
| 2022 Q1 | 6,631 | $79.02M | $72.61M | $36.58M | 17 |
| 2021 Q4 | 6,696 | $80.09M | $73.42M | $38.11M | 16 |
| 2021 Q3 | 6,790 | $77.18M | $70.51M | $39.24M | 18 |
| 2021 Q2 | 6,823 | $76.35M | $69.70M | $38.93M | 17 |
| 2021 Q1 | 6,802 | $75.85M | $69.29M | $38.69M | 18 |
| 2020 Q4 | 6,743 | $72.43M | $65.94M | $38.00M | 17 |
| 2020 Q3 | 6,762 | $68.88M | $62.46M | $36.63M | 18 |
| 2020 Q2 | 6,679 | $68.78M | $62.32M | $35.22M | 18 |
| 2020 Q1 | 6,688 | $62.44M | $56.14M | $35.08M | 18 |
Interest Rates
Current average rates by loan type
New Vehicle
5.75%
Used Vehicle
5.75%
1st Mortgage (Fixed)
2.75%
HELOC
7.75%
Credit Card
12.95%
Other Unsecured
15.45%