Institution Profile
Address: 4495 Crossings Blvd Prince George, VA 23875
(804) 452-0736
Website:
NCUA Profile:
Charter Date:
1/1/1952
Charter Type:
Federal
Branches:
3
Branches by Region
VA 3
Financial Overview
Total Assets
$291.87M
Total Deposits
$262.94M
Total Loans
$150.71M
Members
16,213
Employees
59 58 Full-time / 1 Part-time
Allowance for Loan Losses
$1.73M
Performance Ratios
Net Worth Ratio
10.51%
Loan-to-Deposit Ratio
57.32%
Coverage Ratio
1.15% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +45.50% Total Deposits: +44.07% Total Loans: +28.71% since 2020 Q1
Member Growth
Member Growth
Members: -3.59% since 2020 Q1
Employee Growth
Employee Growth
Employees: +22.92% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
2,248
Amount This Year (YTD)
$36.26M
Number of Loans per Quarter
Loans Granted: +21.21% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -26.15% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$50.31M 33.4%
1st Mortgages
$31.21M 20.7%
New Vehicle
$20.04M 13.3%
Other Unsecured
$19.94M 13.2%
CRE: Non-Owner-Occupied
$13.34M 8.8%
HELOCs
$4.42M 2.9%
Credit Card
$4.20M 2.8%
Other Secured
$2.94M 1.9%
CRE: Construction
$2.13M 1.4%
CRE: Owner-Occupied
$2.04M 1.4%
Commercial & Industrial
$149,842 0.1%
Unaccounted
$7 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 16,213 | $291.87M | $262.94M | $150.71M | 59 |
| 2025 Q3 | 16,575 | $284.12M | $256.02M | $150.29M | 58 |
| 2025 Q2 | 15,484 | $282.34M | $255.50M | $152.39M | 55 |
| 2025 Q1 | 17,062 | $286.44M | $260.73M | $149.69M | 56 |
| 2024 Q4 | 17,084 | $270.87M | $246.64M | $149.90M | 54 |
| 2024 Q3 | 17,184 | $272.19M | $247.75M | $148.12M | 56 |
| 2024 Q2 | 17,302 | $268.41M | $247.41M | $146.54M | 54 |
| 2024 Q1 | 17,465 | $270.42M | $250.16M | $145.30M | 55 |
| 2023 Q4 | 17,320 | $259.12M | $239.20M | $145.78M | 51 |
| 2023 Q3 | 17,324 | $257.18M | $239.60M | $143.25M | 50 |
| 2023 Q2 | 17,227 | $262.55M | $245.33M | $138.78M | 52 |
| 2023 Q1 | 17,241 | $262.81M | $245.31M | $137.29M | 51 |
| 2022 Q4 | 17,239 | $256.12M | $240.28M | $137.16M | 47 |
| 2022 Q3 | 17,272 | $255.77M | $240.94M | $132.11M | 48 |
| 2022 Q2 | 17,150 | $259.70M | $243.16M | $126.50M | 46 |
| 2022 Q1 | 17,096 | $261.26M | $244.11M | $122.33M | 44 |
| 2021 Q4 | 17,065 | $247.71M | $228.36M | $121.95M | 43 |
| 2021 Q3 | 17,105 | $245.91M | $226.56M | $121.03M | 43 |
| 2021 Q2 | 17,091 | $240.83M | $221.61M | $120.13M | 44 |
| 2021 Q1 | 16,953 | $238.24M | $220.11M | $118.66M | 43 |
| 2020 Q4 | 16,829 | $220.60M | $202.66M | $119.14M | 42 |
| 2020 Q3 | 16,881 | $217.87M | $199.94M | $114.56M | 44 |
| 2020 Q2 | 16,792 | $214.63M | $195.66M | $114.73M | 45 |
| 2020 Q1 | 16,816 | $200.60M | $182.51M | $117.10M | 48 |
Interest Rates
Current average rates by loan type
New Vehicle
5.42%
Used Vehicle
6.01%
1st Mortgage (Fixed)
4.18%
HELOC
7.35%
Credit Card
10.48%
Other Unsecured
10.72%