Institution Profile
Address: 2687 W 7800 S West Jordan, UT 84088
(801) 359-9600
Website:
NCUA Profile:
Charter Date:
11/19/1952
Charter Type:
Federal
Branches:
11
Branches by Region
UT 8 CA 3
Financial Overview
Total Assets
$381.43M
Total Deposits
$320.90M
Total Loans
$300.96M
Members
21,356
Employees
95 87 Full-time / 8 Part-time
Allowance for Loan Losses
$5.12M
Performance Ratios
Net Worth Ratio
11.33%
Loan-to-Deposit Ratio
93.79%
Coverage Ratio
1.70% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +38.16% Total Deposits: +33.45% Total Loans: +41.85% since 2020 Q1
Member Growth
Member Growth
Members: -8.90% since 2020 Q1
Employee Growth
Employee Growth
Employees: -4.04% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
3,587
Amount This Year (YTD)
$63.66M
Number of Loans per Quarter
Loans Granted: -25.62% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -36.90% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
HELOCs
$45.75M 15.2%
Used Vehicle
$42.56M 14.1%
1st Mortgages
$42.12M 14.0%
CRE: Non-Owner-Occupied
$38.12M 12.7%
Other Unsecured
$32.58M 10.8%
CRE: Owner-Occupied
$31.51M 10.5%
Credit Card
$21.40M 7.1%
New Vehicle
$18.97M 6.3%
Other Secured
$10.82M 3.6%
CRE: Construction
$9.08M 3.0%
CRE: Multifamily
$6.71M 2.2%
Unaccounted
$829,535 0.3%
Commercial & Industrial
$417,804 0.1%
Commercial Unsecured
$98,150 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 21,356 | $381.43M | $320.90M | $300.96M | 95 |
| 2025 Q3 | 21,751 | $387.77M | $328.30M | $300.14M | 96 |
| 2025 Q2 | 22,317 | $381.86M | $322.39M | $295.68M | 98 |
| 2025 Q1 | 22,626 | $378.24M | $319.52M | $295.70M | 99 |
| 2024 Q4 | 22,643 | $373.93M | $315.96M | $299.56M | 100 |
| 2024 Q3 | 25,296 | $375.68M | $316.65M | $301.19M | 102 |
| 2024 Q2 | 25,496 | $394.27M | $333.71M | $304.03M | 101 |
| 2024 Q1 | 26,075 | $391.91M | $329.25M | $304.54M | 102 |
| 2023 Q4 | 25,956 | $389.15M | $326.31M | $305.44M | 97 |
| 2023 Q3 | 25,872 | $384.39M | $322.05M | $305.15M | 96 |
| 2023 Q2 | 25,772 | $383.50M | $323.78M | $303.35M | 97 |
| 2023 Q1 | 25,680 | $377.39M | $333.22M | $299.42M | 97 |
| 2022 Q4 | 25,514 | $370.16M | $325.76M | $295.18M | 97 |
| 2022 Q3 | 25,419 | $376.66M | $333.24M | $292.48M | 96 |
| 2022 Q2 | 24,913 | $367.90M | $326.04M | $276.69M | 92 |
| 2022 Q1 | 24,699 | $359.85M | $319.20M | $261.86M | 96 |
| 2021 Q4 | 24,849 | $351.21M | $311.54M | $252.72M | 97 |
| 2021 Q3 | 24,771 | $349.76M | $310.73M | $252.15M | 97 |
| 2021 Q2 | 24,620 | $350.29M | $311.85M | $244.25M | 97 |
| 2021 Q1 | 24,413 | $348.56M | $310.87M | $233.09M | 100 |
| 2020 Q4 | 24,165 | $323.83M | $286.72M | $233.90M | 96 |
| 2020 Q3 | 24,045 | $314.47M | $278.04M | $228.99M | 100 |
| 2020 Q2 | 23,812 | $299.69M | $264.29M | $220.83M | 96 |
| 2020 Q1 | 23,442 | $276.08M | $240.47M | $212.17M | 99 |
Interest Rates
Current average rates by loan type
New Vehicle
5.74%
Used Vehicle
5.74%
1st Mortgage (Fixed)
6.17%
HELOC
6.74%
Credit Card
9.90%
Other Unsecured
11.24%