Institution Profile
Address: 3904 CENTRAL PIKE HERMITAGE, TN 37076-3709
(615) 883-4019
Website:
NCUA Profile:
Charter Date:
1/1/1953
Charter Type:
Federal
Branches:
2
Branches by Region
TN 1
Financial Overview
Total Assets
$34.37M
Total Deposits
$30.36M
Total Loans
$16.91M
Members
2,143
Employees
8 7 Full-time / 1 Part-time
Allowance for Loan Losses
$200,819
Performance Ratios
Net Worth Ratio
11.10%
Loan-to-Deposit Ratio
55.71%
Coverage Ratio
1.19% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +44.23% Total Deposits: +43.88% Total Loans: +22.85% since 2020 Q1
Member Growth
Member Growth
Members: +3.78% since 2020 Q1
Employee Growth
Employee Growth
Employees: -11.11% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
584
Amount This Year (YTD)
$5.66M
Number of Loans per Quarter
Loans Granted: -37.82% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -35.01% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$5.76M 34.0%
1st Mortgages
$4.99M 29.5%
Other Unsecured
$1.26M 7.4%
Other Secured
$1.22M 7.2%
New Vehicle
$1.06M 6.3%
HELOCs
$897,840 5.3%
Credit Card
$828,963 4.9%
Commercial & Industrial
$464,190 2.7%
Other Real Estate
$427,635 2.5%
Unaccounted
$7,718 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 2,143 | $34.37M | $30.36M | $16.91M | 8 |
| 2025 Q3 | 2,168 | $33.88M | $29.87M | $17.35M | 8 |
| 2025 Q2 | 2,165 | $32.71M | $28.83M | $17.63M | 8 |
| 2025 Q1 | 2,186 | $33.07M | $29.21M | $17.95M | 8 |
| 2024 Q4 | 2,191 | $32.95M | $28.98M | $18.02M | 8 |
| 2024 Q3 | 1,883 | $29.50M | $26.04M | $16.87M | 6 |
| 2024 Q2 | 1,886 | $28.92M | $25.51M | $16.71M | 6 |
| 2024 Q1 | 1,864 | $27.87M | $24.45M | $16.81M | 6 |
| 2023 Q4 | 1,856 | $27.24M | $23.81M | $16.75M | 6 |
| 2023 Q3 | 1,858 | $27.88M | $24.43M | $16.70M | 6 |
| 2023 Q2 | 1,855 | $28.25M | $24.84M | $16.83M | 6 |
| 2023 Q1 | 1,870 | $28.63M | $25.29M | $16.71M | 7 |
| 2022 Q4 | 1,856 | $28.91M | $25.56M | $16.37M | 7 |
| 2022 Q3 | 1,870 | $30.11M | $26.81M | $16.37M | 7 |
| 2022 Q2 | 1,994 | $30.44M | $26.97M | $16.39M | 7 |
| 2022 Q1 | 1,984 | $29.54M | $26.23M | $15.00M | 6 |
| 2021 Q4 | 2,046 | $28.08M | $24.84M | $14.54M | 6 |
| 2021 Q3 | 2,069 | $28.28M | $24.89M | $14.66M | 6 |
| 2021 Q2 | 2,054 | $27.83M | $24.63M | $14.72M | 6 |
| 2021 Q1 | 2,069 | $27.17M | $23.97M | $15.21M | 6 |
| 2020 Q4 | 2,090 | $26.24M | $23.17M | $15.32M | 6 |
| 2020 Q3 | 2,091 | $26.64M | $23.59M | $15.30M | 6 |
| 2020 Q2 | 2,076 | $26.40M | $23.17M | $14.38M | 8 |
| 2020 Q1 | 2,065 | $23.83M | $21.10M | $13.77M | 9 |
Interest Rates
Current average rates by loan type
New Vehicle
6.25%
Used Vehicle
7.25%
1st Mortgage (Fixed)
6.50%
HELOC
7.50%
Credit Card
8.90%
Other Unsecured
10.90%