Institution Profile
Address: 515 GUILBEAU RD LAFAYETTE, LA 70506-6089
(337) 989-2800
Website:
NCUA Profile:
Charter Date:
1/1/1954
Charter Type:
Federal
Branches:
4
Branches by Region
LA 4
Financial Overview
Total Assets
$244.78M
Total Deposits
$205.61M
Total Loans
$160.65M
Members
23,537
Employees
75 74 Full-time / 1 Part-time
Allowance for Loan Losses
$613,178
Performance Ratios
Net Worth Ratio
13.39%
Loan-to-Deposit Ratio
78.14%
Coverage Ratio
0.38% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +15.67% Total Deposits: +11.69% Total Loans: +15.27% since 2020 Q1
Member Growth
Member Growth
Members: +5.22% since 2020 Q1
Employee Growth
Employee Growth
Employees: +8.70% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
2,263
Amount This Year (YTD)
$46.37M
Number of Loans per Quarter
Loans Granted: +17.29% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +32.52% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$53.16M 33.1%
New Vehicle
$36.67M 22.8%
Used Vehicle
$28.42M 17.7%
HELOCs
$14.21M 8.8%
Other Secured
$12.57M 7.8%
Credit Card
$8.32M 5.2%
Other Unsecured
$7.27M 4.5%
Unaccounted
$37,252 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 23,537 | $244.78M | $205.61M | $160.65M | 75 |
| 2025 Q3 | 23,641 | $243.86M | $207.29M | $158.08M | 76 |
| 2025 Q2 | 23,950 | $247.44M | $211.62M | $158.83M | 78 |
| 2025 Q1 | 24,691 | $250.38M | $214.89M | $158.50M | 75 |
| 2024 Q4 | 24,733 | $240.94M | $206.06M | $158.50M | 75 |
| 2024 Q3 | 24,737 | $239.32M | $204.92M | $160.37M | 77 |
| 2024 Q2 | 24,744 | $239.56M | $206.32M | $157.38M | 77 |
| 2024 Q1 | 24,616 | $240.74M | $208.07M | $153.68M | 77 |
| 2023 Q4 | 24,569 | $248.59M | $216.20M | $151.79M | 76 |
| 2023 Q3 | 24,622 | $251.58M | $220.89M | $147.87M | 74 |
| 2023 Q2 | 24,562 | $241.71M | $211.04M | $145.45M | 72 |
| 2023 Q1 | 24,411 | $250.62M | $220.09M | $143.14M | 67 |
| 2022 Q4 | 24,290 | $254.73M | $225.29M | $143.77M | 62 |
| 2022 Q3 | 24,302 | $263.23M | $235.00M | $142.66M | 65 |
| 2022 Q2 | 24,174 | $271.10M | $240.30M | $137.76M | 70 |
| 2022 Q1 | 23,961 | $272.04M | $241.07M | $134.77M | 69 |
| 2021 Q4 | 23,695 | $263.32M | $232.55M | $134.11M | 64 |
| 2021 Q3 | 23,709 | $264.60M | $232.10M | $131.61M | 63 |
| 2021 Q2 | 23,468 | $258.98M | $230.25M | $130.36M | 66 |
| 2021 Q1 | 23,038 | $254.63M | $226.17M | $128.30M | 66 |
| 2020 Q4 | 22,877 | $236.77M | $206.03M | $131.42M | 63 |
| 2020 Q3 | 22,644 | $228.86M | $200.53M | $133.61M | 69 |
| 2020 Q2 | 22,644 | $226.06M | $198.52M | $136.08M | 67 |
| 2020 Q1 | 22,369 | $211.63M | $184.10M | $139.38M | 69 |
Interest Rates
Current average rates by loan type
New Vehicle
5.59%
Used Vehicle
7.15%
1st Mortgage (Fixed)
4.83%
HELOC
7.75%
Credit Card
7.13%
Other Unsecured
12.96%