| Credit Union Charter #96768

Pse Credit Union, Inc.

Ohio JSON

Institution Profile

Address: 5255 Regency Drive Parma, OH 44129

(440) 843-8300

Website:

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NCUA Profile:

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Charter Date:

10/31/1955

Charter Type:

State

Branches:

6

Branches by Region
OH 6

Financial Overview

Total Assets
$344.80M
Total Deposits
$306.79M
Total Loans
$207.42M
Members
25,722
Employees
77 68 Full-time / 9 Part-time

Performance Ratios

Net Worth Ratio
10.86%
Loan-to-Deposit Ratio
67.61%

Historical Trends (Quarterly)

Assets, Loans & Deposits Over Time

Member Growth

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 25,722 $344.80M $306.79M $207.42M 77
2025 Q3 25,854 $337.56M $299.98M $206.48M 70
2025 Q2 26,027 $334.70M $299.26M $198.88M 70
2025 Q1 26,064 $331.87M $297.45M $190.73M 71
2024 Q4 26,258 $321.74M $289.08M $195.82M 76
2024 Q3 26,498 $315.27M $283.68M $192.86M 66
2024 Q2 26,824 $315.24M $283.08M $189.86M 68
2024 Q1 27,127 $312.03M $281.95M $187.66M 68
2023 Q4 27,534 $303.78M $273.57M $189.70M 71
2023 Q3 27,890 $298.74M $271.07M $192.50M 69
2023 Q2 28,182 $298.11M $269.35M $186.96M 64
2023 Q1 27,032 $286.28M $261.84M $175.46M 67
2022 Q4 17,412 $222.33M $205.37M $141.87M 49
2022 Q3 17,297 $227.56M $208.32M $134.35M 47
2022 Q2 17,411 $221.10M $205.43M $125.79M 52
2022 Q1 17,361 $216.67M $199.38M $119.68M 51
2021 Q4 17,485 $206.90M $188.80M $115.26M 49
2021 Q3 18,043 $198.47M $180.43M $112.45M 47
2021 Q2 17,429 $191.22M $174.05M $111.61M 50
2021 Q1 17,551 $189.51M $172.63M $107.00M 51
2020 Q4 17,569 $179.51M $162.62M $104.41M 49
2020 Q3 17,676 $175.81M $159.13M $98.47M 50
2020 Q2 17,921 $171.71M $155.50M $86.75M 49
2020 Q1 17,604 $157.62M $142.59M $84.46M 54

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
4,078
Amount This Year (YTD)
$65.50M

Number of Loans per Quarter

Loan Amount per Quarter

Loan Portfolio Breakdown

Current outstanding balances by loan type

1st Mortgages
$45.19M
HELOCs
$43.06M
New Vehicle
$22.81M
Used Vehicle
$79.82M
Credit Card
$8.41M
Other Unsecured
$3.99M

Portfolio Distribution

Interest Rates

Current average rates by loan type

New Vehicle
5.45%
Used Vehicle
5.25%
1st Mortgage (Fixed)
6.66%
HELOC
7.50%
Credit Card
9.99%
Other Unsecured
18.00%