| Credit Union Charter #96799

U.P.S.

Ohio JSON

Institution Profile

Address: 700 W Pete Rose Way Ste 150 Cincinnati, OH 45203-1917

(513) 241-2892

NCUA Profile:

View on NCUA →

Charter Date:

1/1/1900

Charter Type:

State

Branches:

2

Branches by Region
OH 2

Financial Overview

Total Assets
$3.25M
Total Deposits
$2.84M
Total Loans
$2.51M
Members
613
Employees
2 2 Full-time / 0 Part-time
Allowance for Loan Losses
$26,970

Performance Ratios

Net Worth Ratio
12.75%
Loan-to-Deposit Ratio
88.52%
Coverage Ratio
1.07% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: -8.81% Total Deposits: -8.83% Total Loans: +9.57% since 2020 Q1

Member Growth

Member Growth

Members: -24.41% since 2020 Q1

Employee Growth

Employee Growth

Employees: -33.33% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
65
Amount This Year (YTD)
$1.48M

Number of Loans per Quarter

Loans Granted: -39.29% since 2020 Q1

Loan Amount per Quarter

Amount Granted: -16.09% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

New Vehicle
$1.67M 66.6%
Used Vehicle
$547,678 21.8%
Other Unsecured
$272,273 10.8%
Other Secured
$19,858 0.8%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 613 $3.25M $2.84M $2.51M 2
2025 Q3 626 $3.28M $2.86M $2.62M 2
2025 Q2 624 $3.37M $2.92M $2.45M 2
2025 Q1 631 $3.37M $2.92M $2.45M 2
2024 Q4 646 $3.28M $2.81M $2.44M 2
2024 Q3 650 $3.41M $2.93M $2.67M 2
2024 Q2 657 $3.50M $3.03M $2.71M 2
2024 Q1 674 $3.60M $3.15M $2.56M 2
2023 Q4 691 $3.61M $3.21M $2.70M 2
2023 Q3 702 $3.64M $3.19M $2.89M 2
2023 Q2 703 $3.61M $3.16M $3.10M 2
2023 Q1 701 $3.77M $3.21M $3.45M 2
2022 Q4 714 $3.96M $3.52M $3.49M 2
2022 Q3 720 $3.95M $3.52M $3.11M 2
2022 Q2 729 $4.07M $3.66M $3.20M 2
2022 Q1 738 $4.14M $3.72M $2.95M 2
2021 Q4 739 $4.03M $3.62M $2.85M 2
2021 Q3 750 $4.15M $3.74M $2.67M 2
2021 Q2 761 $4.08M $3.66M $2.75M 2
2021 Q1 768 $4.01M $3.61M $2.64M 2
2020 Q4 785 $3.86M $3.45M $2.59M 2
2020 Q3 784 $3.88M $3.42M $2.37M 2
2020 Q2 789 $3.89M $3.44M $2.19M 2
2020 Q1 811 $3.57M $3.11M $2.29M 3

Interest Rates

Current average rates by loan type

New Vehicle
4.47%
Used Vehicle
6.48%
Other Unsecured
15.00%