Institution Profile
Address: P O BOX 216 ST MARIES, ID 83861
(208) 245-4231
Website:
NCUA Profile:
Charter Date:
11/10/1959
Charter Type:
State
Branches:
1
Branches by Region
ID 1
Financial Overview
Total Assets
$13.96M
Total Deposits
$12.34M
Total Loans
$6.17M
Members
1,150
Employees
6 3 Full-time / 3 Part-time
Allowance for Loan Losses
$35,070
Performance Ratios
Net Worth Ratio
10.94%
Loan-to-Deposit Ratio
50.01%
Coverage Ratio
0.57% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +47.73% Total Deposits: +42.39% Total Loans: +28.24% since 2020 Q1
Member Growth
Member Growth
Members: +5.60% since 2020 Q1
Employee Growth
Employee Growth
Employees: +20.00% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
103
Amount This Year (YTD)
$1.65M
Number of Loans per Quarter
Loans Granted: +17.24% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +15.97% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$3.44M 55.8%
Used Vehicle
$1.11M 17.9%
Other Secured
$726,060 11.8%
New Vehicle
$500,714 8.1%
Other Unsecured
$335,283 5.4%
HELOCs
$57,925 0.9%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 1,150 | $13.96M | $12.34M | $6.17M | 6 |
| 2025 Q3 | 1,170 | $13.32M | $11.77M | $6.11M | 6 |
| 2025 Q2 | 1,142 | $12.92M | $11.40M | $6.25M | 6 |
| 2025 Q1 | 1,140 | $13.07M | $11.58M | $6.41M | 6 |
| 2024 Q4 | 1,168 | $13.19M | $11.67M | $6.43M | 7 |
| 2024 Q3 | 1,169 | $13.17M | $11.73M | $6.79M | 7 |
| 2024 Q2 | 1,170 | $12.70M | $11.44M | $6.99M | 6 |
| 2024 Q1 | 1,200 | $13.00M | $11.76M | $7.14M | 7 |
| 2023 Q4 | 1,200 | $12.77M | $11.47M | $7.02M | 7 |
| 2023 Q3 | 1,220 | $13.16M | $11.83M | $7.25M | 7 |
| 2023 Q2 | 1,200 | $13.77M | $11.96M | $7.48M | 8 |
| 2023 Q1 | 1,200 | $13.57M | $12.41M | $7.26M | 8 |
| 2022 Q4 | 1,160 | $14.70M | $13.46M | $7.34M | 7 |
| 2022 Q3 | 1,150 | $15.04M | $14.07M | $7.19M | 6 |
| 2022 Q2 | 1,155 | $14.32M | $13.32M | $5.98M | 6 |
| 2022 Q1 | 1,129 | $13.60M | $12.65M | $5.66M | 6 |
| 2021 Q4 | 1,170 | $12.69M | $11.73M | $5.42M | 6 |
| 2021 Q3 | 1,150 | $13.01M | $11.77M | $5.41M | 6 |
| 2021 Q2 | 1,113 | $11.83M | $10.88M | $5.39M | 6 |
| 2021 Q1 | 1,101 | $11.59M | $10.56M | $4.73M | 6 |
| 2020 Q4 | 1,105 | $11.46M | $10.51M | $4.66M | 5 |
| 2020 Q3 | 1,105 | $10.46M | $9.60M | $4.85M | 5 |
| 2020 Q2 | 1,100 | $9.76M | $8.97M | $4.84M | 5 |
| 2020 Q1 | 1,089 | $9.45M | $8.67M | $4.81M | 5 |
Interest Rates
Current average rates by loan type
New Vehicle
5.60%
Used Vehicle
6.50%
1st Mortgage (Fixed)
5.66%
HELOC
7.75%
Other Unsecured
10.65%