Institution Profile
Address: 716 E COLORADO AVE NAMPA, ID 83686
(208) 466-0916
Website:
NCUA Profile:
Charter Date:
1/1/1954
Charter Type:
State
Branches:
2
Branches by Region
ID 2
Financial Overview
Total Assets
$104.21M
Total Deposits
$94.63M
Total Loans
$52.19M
Members
5,131
Employees
25 24 Full-time / 1 Part-time
Allowance for Loan Losses
$417,177
Performance Ratios
Net Worth Ratio
8.31%
Loan-to-Deposit Ratio
55.15%
Coverage Ratio
0.80% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +56.43% Total Deposits: +57.94% Total Loans: +60.15% since 2020 Q1
Member Growth
Member Growth
Members: -9.63% since 2020 Q1
Employee Growth
Employee Growth
Employees: +19.05% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
372
Amount This Year (YTD)
$11.71M
Number of Loans per Quarter
Loans Granted: -33.06% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -33.50% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
CRE: Owner-Occupied
$28.88M 55.3%
Used Vehicle
$15.44M 29.6%
1st Mortgages
$2.77M 5.3%
New Vehicle
$2.03M 3.9%
HELOCs
$1.82M 3.5%
Other Secured
$832,543 1.6%
Other Unsecured
$270,336 0.5%
Other Real Estate
$151,789 0.3%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 5,131 | $104.21M | $94.63M | $52.19M | 25 |
| 2025 Q3 | 5,189 | $101.32M | $91.80M | $53.86M | 26 |
| 2025 Q2 | 5,180 | $102.64M | $93.07M | $54.06M | 24 |
| 2025 Q1 | 5,186 | $102.74M | $93.55M | $54.71M | 25 |
| 2024 Q4 | 5,175 | $103.38M | $94.41M | $56.71M | 26 |
| 2024 Q3 | 5,192 | $103.40M | $94.24M | $56.68M | 28 |
| 2024 Q2 | 5,183 | $99.32M | $89.89M | $58.80M | 29 |
| 2024 Q1 | 5,216 | $98.70M | $89.43M | $58.76M | 23 |
| 2023 Q4 | 5,227 | $99.24M | $90.33M | $62.28M | 23 |
| 2023 Q3 | 5,279 | $100.84M | $92.10M | $60.87M | 22 |
| 2023 Q2 | 5,348 | $100.32M | $91.82M | $62.56M | 24 |
| 2023 Q1 | 5,395 | $103.08M | $95.42M | $63.30M | 21 |
| 2022 Q4 | 5,414 | $106.06M | $98.67M | $64.07M | 22 |
| 2022 Q3 | 5,628 | $107.78M | $100.51M | $54.05M | 19 |
| 2022 Q2 | 5,587 | $109.08M | $101.90M | $42.89M | 22 |
| 2022 Q1 | 5,723 | $107.82M | $100.76M | $36.03M | 22 |
| 2021 Q4 | 5,687 | $106.34M | $99.29M | $36.25M | 22 |
| 2021 Q3 | 5,712 | $97.83M | $90.72M | $37.16M | 22 |
| 2021 Q2 | 5,676 | $93.54M | $86.51M | $34.95M | 23 |
| 2021 Q1 | 5,699 | $90.77M | $83.76M | $34.51M | 22 |
| 2020 Q4 | 5,734 | $81.33M | $74.40M | $34.15M | 21 |
| 2020 Q3 | 5,729 | $75.64M | $68.74M | $33.68M | 21 |
| 2020 Q2 | 5,712 | $72.96M | $66.16M | $33.18M | 21 |
| 2020 Q1 | 5,678 | $66.62M | $59.91M | $32.59M | 21 |
Interest Rates
Current average rates by loan type
New Vehicle
4.56%
Used Vehicle
5.11%
1st Mortgage (Fixed)
4.27%
HELOC
5.98%
Other Unsecured
11.16%