Institution Profile
Address: 505 Earl Blvd Miamisburg, OH 45342
(937) 859-6260
Website:
NCUA Profile:
Charter Date:
6/10/1949
Charter Type:
State
Branches:
7
Branches by Region
OH 7
Financial Overview
Total Assets
$492.12M
Total Deposits
$424.46M
Total Loans
$381.41M
Members
27,190
Employees
86 83 Full-time / 3 Part-time
Allowance for Loan Losses
$3.17M
Performance Ratios
Net Worth Ratio
11.80%
Loan-to-Deposit Ratio
89.86%
Coverage Ratio
0.83% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +37.82% Total Deposits: +43.61% Total Loans: +42.79% since 2020 Q1
Member Growth
Member Growth
Members: +5.38% since 2020 Q1
Employee Growth
Employee Growth
Employees: +2.38% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
4,125
Amount This Year (YTD)
$110.52M
Number of Loans per Quarter
Loans Granted: +11.09% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +9.78% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$128.23M 33.6%
1st Mortgages
$101.76M 26.7%
New Vehicle
$82.84M 21.7%
HELOCs
$20.92M 5.5%
CRE: Owner-Occupied
$15.89M 4.2%
CRE: Non-Owner-Occupied
$11.69M 3.1%
Credit Card
$10.93M 2.9%
Commercial & Industrial
$7.21M 1.9%
Other Unsecured
$1.90M 0.5%
Commercial Unsecured
$24,932 0.0%
Student Loans
$15,983 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 27,190 | $492.12M | $424.46M | $381.41M | 86 |
| 2025 Q3 | 26,542 | $491.96M | $421.14M | $375.99M | 90 |
| 2025 Q2 | 26,230 | $495.44M | $427.79M | $375.81M | 90 |
| 2025 Q1 | 25,909 | $488.62M | $424.01M | $374.01M | 89 |
| 2024 Q4 | 26,038 | $478.27M | $414.73M | $373.69M | 88 |
| 2024 Q3 | 25,792 | $473.08M | $405.39M | $364.22M | 83 |
| 2024 Q2 | 25,905 | $470.94M | $399.80M | $362.79M | 84 |
| 2024 Q1 | 25,883 | $465.90M | $396.17M | $361.79M | 88 |
| 2023 Q4 | 26,076 | $457.80M | $385.82M | $363.68M | 87 |
| 2023 Q3 | 26,301 | $447.61M | $377.06M | $365.93M | 90 |
| 2023 Q2 | 26,741 | $452.37M | $379.92M | $360.69M | 93 |
| 2023 Q1 | 26,878 | $444.70M | $383.71M | $354.90M | 92 |
| 2022 Q4 | 26,878 | $443.48M | $382.83M | $354.54M | 92 |
| 2022 Q3 | 27,095 | $442.92M | $382.90M | $354.71M | 93 |
| 2022 Q2 | 27,485 | $426.56M | $366.09M | $352.05M | 94 |
| 2022 Q1 | 27,485 | $417.79M | $364.64M | $334.69M | 88 |
| 2021 Q4 | 27,031 | $419.08M | $363.21M | $320.50M | 88 |
| 2021 Q3 | 26,805 | $411.11M | $355.62M | $308.20M | 88 |
| 2021 Q2 | 26,820 | $409.17M | $352.08M | $299.13M | 85 |
| 2021 Q1 | 26,631 | $408.90M | $351.10M | $291.46M | 87 |
| 2020 Q4 | 26,461 | $393.02M | $333.86M | $286.59M | 87 |
| 2020 Q3 | 26,293 | $384.25M | $324.99M | $281.74M | 83 |
| 2020 Q2 | 25,986 | $380.87M | $318.54M | $274.86M | 84 |
| 2020 Q1 | 25,803 | $357.08M | $295.57M | $267.11M | 84 |
Interest Rates
Current average rates by loan type
New Vehicle
6.02%
Used Vehicle
7.03%
1st Mortgage (Fixed)
5.03%
HELOC
6.89%
Credit Card
11.54%
Other Unsecured
13.28%