Institution Profile
Address: 7740 Paragon Rd Dayton, OH 45459
(937) 558-9070
Website:
NCUA Profile:
Charter Date:
6/16/1964
Charter Type:
State
Branches:
1
Branches by Region
OH 1
Financial Overview
Total Assets
$69.73M
Total Deposits
$60.37M
Total Loans
$39.93M
Members
7,826
Employees
13 13 Full-time / 0 Part-time
Allowance for Loan Losses
$353,872
Performance Ratios
Net Worth Ratio
12.94%
Loan-to-Deposit Ratio
66.15%
Coverage Ratio
0.89% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +6.21% Total Deposits: +4.23% Total Loans: -12.44% since 2024 Q3
Member Growth
Member Growth
Members: -3.38% since 2024 Q3
Employee Growth
Employee Growth
Employees: -13.33% since 2024 Q3
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
684
Amount This Year (YTD)
$9.75M
Number of Loans per Quarter
Loans Granted: -61.30% since 2024 Q3
Loan Amount per Quarter
Amount Granted: -70.39% since 2024 Q3
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$15.63M 39.1%
Used Vehicle
$9.68M 24.3%
New Vehicle
$5.15M 12.9%
HELOCs
$3.07M 7.7%
Credit Card
$2.72M 6.8%
Other Unsecured
$2.11M 5.3%
Other Secured
$842,492 2.1%
CRE: Non-Owner-Occupied
$413,713 1.0%
CRE: Owner-Occupied
$301,895 0.8%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 7,826 | $69.73M | $60.37M | $39.93M | 13 |
| 2025 Q3 | 7,827 | $69.02M | $59.72M | $41.08M | 14 |
| 2025 Q2 | 7,918 | $70.05M | $61.16M | $42.11M | 14 |
| 2025 Q1 | 7,954 | $70.73M | $62.02M | $42.04M | 13 |
| 2024 Q4 | 8,003 | $71.26M | $62.65M | $43.53M | 15 |
| 2024 Q3 | 8,100 | $65.65M | $57.92M | $45.61M | 15 |
Interest Rates
Current average rates by loan type
New Vehicle
5.79%
Used Vehicle
6.35%
1st Mortgage (Fixed)
4.75%
HELOC
7.82%
Credit Card
8.85%
Other Unsecured
12.22%