Institution Profile
Address: P. O. Box 9115 Redlands, CA 92375
(909) 798-7626
Website:
NCUA Profile:
Charter Date:
1/1/1954
Charter Type:
Federal
Branches:
1
Branches by Region
CA 1
Financial Overview
Total Assets
$10.13M
Total Deposits
$7.50M
Total Loans
$5.90M
Members
730
Employees
2 1 Full-time / 1 Part-time
Allowance for Loan Losses
$17,511
Performance Ratios
Net Worth Ratio
24.74%
Loan-to-Deposit Ratio
78.61%
Coverage Ratio
0.30% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +6.56% Total Deposits: -2.00% Total Loans: +16.53% since 2020 Q1
Member Growth
Member Growth
Members: +0.83% since 2020 Q1
Employee Growth
Employee Growth
Employees: +0.00% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
113
Amount This Year (YTD)
$2.50M
Number of Loans per Quarter
Loans Granted: +47.37% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +90.23% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
New Vehicle
$2.64M 44.8%
Used Vehicle
$1.84M 31.3%
Other Unsecured
$995,974 16.9%
Other Secured
$415,917 7.1%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 730 | $10.13M | $7.50M | $5.90M | 2 |
| 2025 Q3 | 728 | $9.71M | $7.09M | $5.96M | 2 |
| 2025 Q2 | 733 | $9.74M | $7.17M | $5.88M | 2 |
| 2025 Q1 | 730 | $9.74M | $7.37M | $5.87M | 2 |
| 2024 Q4 | 732 | $9.76M | $7.31M | $5.83M | 2 |
| 2024 Q3 | 739 | $9.73M | $7.29M | $5.83M | 2 |
| 2024 Q2 | 738 | $9.70M | $7.33M | $5.71M | 2 |
| 2024 Q1 | 725 | $9.89M | $7.71M | $5.55M | 2 |
| 2023 Q4 | 714 | $9.87M | $7.64M | $5.33M | 2 |
| 2023 Q3 | 709 | $10.09M | $7.91M | $5.03M | 2 |
| 2023 Q2 | 699 | $10.28M | $8.17M | $4.18M | 2 |
| 2023 Q1 | 696 | $10.47M | $8.44M | $3.94M | 2 |
| 2022 Q4 | 693 | $10.27M | $8.30M | $3.48M | 2 |
| 2022 Q3 | 686 | $10.30M | $8.35M | $3.31M | 2 |
| 2022 Q2 | 689 | $10.26M | $8.34M | $3.36M | 2 |
| 2022 Q1 | 688 | $10.05M | $8.14M | $3.49M | 2 |
| 2021 Q4 | 695 | $9.78M | $7.87M | $3.94M | 2 |
| 2021 Q3 | 700 | $10.51M | $8.60M | $4.15M | 2 |
| 2021 Q2 | 708 | $10.07M | $8.18M | $4.25M | 2 |
| 2021 Q1 | 708 | $9.90M | $8.02M | $4.35M | 2 |
| 2020 Q4 | 712 | $9.60M | $7.72M | $4.53M | 2 |
| 2020 Q3 | 720 | $10.51M | $8.61M | $4.81M | 2 |
| 2020 Q2 | 716 | $9.79M | $7.91M | $5.00M | 2 |
| 2020 Q1 | 724 | $9.51M | $7.66M | $5.06M | 2 |
Interest Rates
Current average rates by loan type
New Vehicle
2.75%
Used Vehicle
4.25%
Other Unsecured
6.50%