Institution Profile
Address: 850 Beltline Rd Springfield, OR 97477
(541) 988-9059
Website:
NCUA Profile:
Charter Date:
11/23/1954
Charter Type:
Federal
Branches:
2
Branches by Region
OR 2
Financial Overview
Total Assets
$27.66M
Total Deposits
$21.63M
Total Loans
$19.98M
Members
2,544
Employees
8 6 Full-time / 2 Part-time
Allowance for Loan Losses
$398,275
Performance Ratios
Net Worth Ratio
21.04%
Loan-to-Deposit Ratio
92.39%
Coverage Ratio
1.99% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +12.14% Total Deposits: +6.43% Total Loans: +32.57% since 2020 Q1
Member Growth
Member Growth
Members: -9.98% since 2020 Q1
Employee Growth
Employee Growth
Employees: +14.29% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
1,060
Amount This Year (YTD)
$6.51M
Number of Loans per Quarter
Loans Granted: -33.50% since 2020 Q1
Loan Amount per Quarter
Amount Granted: -60.38% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$6.68M 33.4%
HELOCs
$6.07M 30.4%
New Vehicle
$2.73M 13.7%
Used Vehicle
$1.58M 7.9%
Other Unsecured
$1.06M 5.3%
Other Secured
$992,262 5.0%
Commercial & Industrial
$441,788 2.2%
CRE: Construction
$395,000 2.0%
Unaccounted
$11,311 0.1%
Commercial Unsecured
$9,000 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 2,544 | $27.66M | $21.63M | $19.98M | 8 |
| 2025 Q3 | 2,528 | $28.35M | $22.30M | $20.41M | 8 |
| 2025 Q2 | 2,522 | $28.34M | $22.34M | $20.77M | 8 |
| 2025 Q1 | 2,527 | $27.51M | $21.56M | $20.88M | 8 |
| 2024 Q4 | 2,525 | $28.40M | $22.54M | $20.25M | 8 |
| 2024 Q3 | 2,529 | $26.71M | $20.89M | $21.13M | 8 |
| 2024 Q2 | 2,545 | $26.59M | $20.86M | $20.23M | 8 |
| 2024 Q1 | 2,387 | $27.63M | $22.00M | $19.49M | 7 |
| 2023 Q4 | 2,585 | $28.80M | $23.27M | $18.68M | 7 |
| 2023 Q3 | 2,585 | $27.60M | $22.17M | $18.10M | 6 |
| 2023 Q2 | 2,608 | $26.78M | $21.46M | $18.03M | 6 |
| 2023 Q1 | 2,577 | $27.85M | $22.67M | $16.88M | 6 |
| 2022 Q4 | 2,648 | $28.19M | $23.10M | $16.88M | 6 |
| 2022 Q3 | 2,670 | $29.58M | $24.62M | $16.15M | 6 |
| 2022 Q2 | 2,677 | $29.47M | $24.61M | $15.38M | 6 |
| 2022 Q1 | 2,528 | $29.98M | $25.17M | $14.05M | 6 |
| 2021 Q4 | 2,779 | $29.71M | $24.99M | $13.43M | 8 |
| 2021 Q3 | 2,744 | $30.57M | $25.88M | $13.74M | 8 |
| 2021 Q2 | 2,744 | $30.08M | $25.47M | $15.00M | 8 |
| 2021 Q1 | 2,761 | $29.69M | $25.16M | $14.48M | 7 |
| 2020 Q4 | 2,784 | $27.68M | $23.15M | $15.29M | 8 |
| 2020 Q3 | 2,817 | $26.68M | $22.13M | $15.12M | 8 |
| 2020 Q2 | 2,818 | $26.04M | $21.64M | $15.69M | 8 |
| 2020 Q1 | 2,826 | $24.67M | $20.32M | $15.07M | 7 |
Interest Rates
Current average rates by loan type
New Vehicle
6.00%
Used Vehicle
9.00%
1st Mortgage (Fixed)
5.25%
HELOC
5.25%
Other Unsecured
16.00%