Institution Profile
Address: 1242 E 5th Ave Fl 4 Tampa, FL 33605
(813) 837-2451
Website:
NCUA Profile:
Charter Date:
1/1/1955
Charter Type:
Federal
Branches:
26
Branches by Region
FL 23 SC 4
Financial Overview
Total Assets
$3.79B
Total Deposits
$3.11B
Total Loans
$2.92B
Members
295,094
Employees
622 583 Full-time / 39 Part-time
Allowance for Loan Losses
$41.32M
Performance Ratios
Net Worth Ratio
11.22%
Loan-to-Deposit Ratio
93.61%
Coverage Ratio
1.42% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +37.32% Total Deposits: +26.41% Total Loans: +32.46% since 2020 Q1
Member Growth
Member Growth
Members: +41.90% since 2020 Q1
Employee Growth
Employee Growth
Employees: +13.09% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
33,057
Amount This Year (YTD)
$1.21B
Number of Loans per Quarter
Loans Granted: +6.66% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +4.14% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$882.67M 30.3%
Used Vehicle
$829.44M 28.4%
New Vehicle
$769.96M 26.4%
Credit Card
$117.93M 4.0%
HELOCs
$91.74M 3.1%
CRE: Non-Owner-Occupied
$74.33M 2.5%
CRE: Owner-Occupied
$57.20M 2.0%
CRE: Multifamily
$35.44M 1.2%
Other Unsecured
$35.13M 1.2%
Other Secured
$13.49M 0.5%
CRE: Construction
$4.08M 0.1%
Student Loans
$1.20M 0.0%
Commercial & Industrial
$1.12M 0.0%
Unaccounted
$791,218 0.0%
Commercial Unsecured
$763,796 0.0%
Other Real Estate
$292,259 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 295,094 | $3.79B | $3.11B | $2.92B | 622 |
| 2025 Q3 | 291,812 | $3.77B | $3.12B | $2.89B | 624 |
| 2025 Q2 | 288,924 | $3.78B | $3.15B | $2.85B | 619 |
| 2025 Q1 | 285,462 | $3.83B | $3.17B | $2.82B | 591 |
| 2024 Q4 | 280,898 | $3.72B | $3.06B | $2.75B | 605 |
| 2024 Q3 | 276,238 | $3.75B | $2.99B | $2.73B | 596 |
| 2024 Q2 | 272,142 | $3.67B | $2.91B | $2.65B | 579 |
| 2024 Q1 | 268,566 | $3.72B | $2.90B | $2.64B | 570 |
| 2023 Q4 | 266,360 | $3.52B | $2.88B | $2.65B | 573 |
| 2023 Q3 | 262,152 | $3.52B | $2.90B | $2.67B | 573 |
| 2023 Q2 | 260,160 | $3.52B | $2.93B | $2.60B | 584 |
| 2023 Q1 | 257,360 | $3.54B | $2.99B | $2.56B | 574 |
| 2022 Q4 | 255,412 | $3.49B | $2.96B | $2.50B | 575 |
| 2022 Q3 | 228,282 | $3.47B | $3.06B | $2.38B | 573 |
| 2022 Q2 | 224,395 | $3.53B | $3.11B | $2.21B | 561 |
| 2022 Q1 | 221,383 | $3.51B | $3.10B | $2.10B | 562 |
| 2021 Q4 | 221,287 | $3.32B | $2.98B | $2.12B | 562 |
| 2021 Q3 | 221,166 | $3.29B | $2.96B | $2.22B | 542 |
| 2021 Q2 | 219,914 | $3.20B | $2.87B | $2.32B | 565 |
| 2021 Q1 | 217,546 | $3.14B | $2.83B | $2.24B | 561 |
| 2020 Q4 | 216,125 | $2.93B | $2.64B | $2.30B | 562 |
| 2020 Q3 | 215,580 | $2.88B | $2.60B | $2.25B | 552 |
| 2020 Q2 | 212,086 | $2.83B | $2.55B | $2.26B | 554 |
| 2020 Q1 | 207,959 | $2.76B | $2.46B | $2.20B | 550 |
Interest Rates
Current average rates by loan type
New Vehicle
5.99%
Used Vehicle
6.99%
1st Mortgage (Fixed)
3.13%
HELOC
7.50%
Credit Card
12.49%
Other Unsecured
14.00%